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Payday & personal loans

Atlanticus payday & personal loans complaints

Consumers have filed 142 complaints about Atlanticus's payday & personal loans, 29 in the last 12 months. Atlanticus answered 100% on time and closed 69% with relief. See the whole Atlanticus record.

Atlanticus against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Atlanticus29new100%69%142

Every lender ranked

Latest Atlanticus payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Apr 30, 2023Payday & personal loansCharged fees or interest you didn't expectTXMoney backYes
Mar 27, 2023Payday & personal loansCharged fees or interest you didn't expectMOFixedYes
Feb 15, 2023Payday & personal loansCharged fees or interest you didn't expectWIMoney backYes
Feb 8, 2023Payday & personal loansIncorrect information on your reportInformation belongs to someone elsePAExplainedYes
Dec 12, 2022Payday & personal loansProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportWAExplainedYes
Nov 5, 2022Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Oct 31, 2022Payday & personal loansProblem with additional add-on products or servicesCAMoney backYes
Oct 11, 2022Payday & personal loansIncorrect information on your reportAccount status incorrectNHFixedYes
Sep 28, 2022Payday & personal loansProblem with the payoff process at the end of the loanILMoney backYes
Sep 16, 2022Payday & personal loansProblem with the payoff process at the end of the loanOHExplainedYes
Jul 6, 2022Payday & personal loansIncorrect information on your reportOld information reappears or never goes awayPAExplainedYes
May 10, 2022Payday & personal loansProblem with additional add-on products or servicesFLExplainedYes
Mar 26, 2022Payday & personal loansCharged fees or interest you didn't expectMDExplainedYes
Feb 20, 2022Payday & personal loansProblem when making paymentsTXExplainedYes
Feb 7, 2022Payday & personal loansCharged fees or interest you didn't expectPAExplainedYes
Jan 28, 2022Payday & personal loansProblem when making paymentsCAExplainedYes
Jan 22, 2022Payday & personal loansCharged fees or interest you didn't expectCAMoney backYes
Jan 5, 2022Payday & personal loansCharged fees or interest you didn't expectOHExplainedYes
Jan 2, 2022Payday & personal loansProblem when making paymentsMDExplainedYes
Dec 16, 2021Payday & personal loansGetting the loanNVExplainedYes
Nov 12, 2021Payday & personal loansGetting a line of creditCAExplainedNo
Oct 27, 2021Payday & personal loansCharged fees or interest you didn't expectNYExplainedNo
Jun 26, 2021Payday & personal loansProblem when making paymentsMAExplainedNo
Apr 17, 2021Payday & personal loansProblem when making paymentsTNExplainedYes
Dec 17, 2020Payday & personal loansProblem with additional add-on products or servicesGAExplainedNo
Nov 7, 2020Payday & personal loansCharged fees or interest you didn't expectMIExplainedNo
Aug 14, 2020Payday & personal loansProblem when making paymentsCAExplainedNo
Oct 16, 2019Payday & personal loansCharged fees or interest you didn't expectNJExplainedYes
Aug 6, 2019Payday & personal loansIncorrect information on your reportInformation belongs to someone elseNYExplainedYes
Jul 11, 2019Payday & personal loansReceived a loan you didn't apply forNYExplainedNo

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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