Debt collector · complaint record
Auto Advantage Finance complaints
Filed under Auto Advantage Finance, LLC
Consumers have filed 61 complaints about Auto Advantage Finance since 2015, 19 of them in the last 12 months (+58% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 61
- Last 12 months
- 19
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #540 of 1,963
Since May 2015
+58% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 22, 2026
Most complained-about debt collectors
Auto Advantage Finance complaints by month
The busiest month was April 2026 (5 complaints). Complaints in the last 12 months are up 58% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Auto Advantage Finance answered all time
- Closed with explanation6098.4%
- In progress11.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Auto Advantage Finance complaints are about
Top Auto Advantage Finance problems
Inside "Incorrect information on your report"
- Account information incorrect 10
- Information belongs to someone else 2
- Information is missing that should be on the report 2
- Account status incorrect 1
Where Auto Advantage Finance complaints come from
Most complaints: Oklahoma (51), Texas (4), Georgia (2), Nevada (1), Florida (1).
Auto Advantage Finance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Auto Advantage FinanceDebt collection | - | 19 | - |
Compare side by side: Auto Advantage Finance vs Green Square · Auto Advantage Finance vs EMoneyUSA · Auto Advantage Finance vs Mullooly Jeffrey Rooney & Flynn · Auto Advantage Finance vs Credit World Services
What people say about Auto Advantage Finance
All experiencesNo experiences with Auto Advantage Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Auto Advantage Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 22, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Oct 14, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Sep 20, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 16, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jul 1, 2026 | Auto loans & leases | RepossessionDamage caused or loss of personal items in vehicle during the actual repossession | Explained |
| Jun 17, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| May 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 27, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 22, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 20, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Apr 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 6, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about Auto Advantage Finance
How many complaints does Auto Advantage Finance have?
Auto Advantage Finance has 61 complaints on record since May 2015, including 19 in the last 12 months and 1 in the last 30 days. That makes it number 1,102 of every company by complaints this year.
Does Auto Advantage Finance respond to complaints?
Yes. Auto Advantage Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Auto Advantage Finance?
The most common problems are took or threatened to take negative or legal action (7), repossession (5), incorrect information on your report (15).
Is Auto Advantage Finance legit?
Auto Advantage Finance is a real company with a public complaint record: consumers have complained about it 61 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Auto Advantage Finance legit? for the signals, red flags and how to protect yourself.
Are complaints about Auto Advantage Finance going up or down?
Up. There were 19 complaints in the last 12 months against 12 in the 12 before (+58%). See every month.
How do I file a complaint against Auto Advantage Finance?
Complain to Auto Advantage Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Auto Advantage Finance complaints come from?
Most come from Oklahoma (51), Texas (4), Georgia (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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