Auto loans & leases
BMO Bank auto loans & leases complaints
Consumers have filed 466 complaints about BMO Bank's auto loans & leases, 87 in the last 12 months (+43%). BMO Bank answered 100% on time and closed 34% with relief. See the whole BMO Bank record.
BMO Bank against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | BMO Bank | 87 | 100% | 34% |
Latest BMO Bank auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 28, 2026 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 21, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jul 14, 2026 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Fixed |
| Jul 13, 2026 | Auto loans & leases | RepossessionNotice to repossess | Fixed |
| Jul 9, 2026 | Auto loans & leases | RepossessionCompany explaining amount owed | Explained |
| Jul 7, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Jul 3, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jul 1, 2026 | Auto loans & leases | RepossessionDamage caused or loss of personal items in vehicle during the actual repossession | Explained |
| Jun 25, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jun 24, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Jun 19, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jun 18, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jun 18, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Jun 17, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jun 14, 2026 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Fixed |
| Jun 10, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Fixed |
| Jun 9, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jun 8, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jun 6, 2026 | Auto loans & leases | Problems at the end of the loan or leaseProblem with paying off the loan | Explained |
| May 30, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| May 30, 2026 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| May 19, 2026 | Auto loans & leases | Problems at the end of the loan or leaseProblem with paying off the loan | Explained |
| May 17, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| May 12, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Money back |
| May 12, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| May 11, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| May 6, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| May 5, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Apr 27, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Mar 29, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Fixed |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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