Auto loans & leases
BMO Bank auto loans & leases complaints
Consumers have filed 466 complaints about BMO Bank's auto loans & leases, 87 in the last 12 months (+43%). BMO Bank answered 100% on time and closed 34% with relief. See the whole BMO Bank record.
BMO Bank against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | BMO Bank | 87 | 100% | 34% |
Latest BMO Bank auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 3, 2026 | Auto loans & leases | Problems at the end of the loan or leaseProblem with paying off the loan | Explained |
| Nov 2, 2026 | Auto loans & leases | Problems at the end of the loan or leaseProblem while selling or giving up the vehicle | Money back |
| Oct 30, 2026 | Auto loans & leases | Struggling to pay your loanProblem after you declared or threatened to declare bankruptcy | In progress |
| Oct 27, 2026 | Auto loans & leases | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 16, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Oct 14, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Oct 9, 2026 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Oct 3, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Oct 1, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Fixed |
| Sep 26, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Sep 23, 2026 | Auto loans & leases | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 22, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Fixed |
| Sep 21, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Fixed |
| Sep 19, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Sep 16, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Fixed |
| Sep 15, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Sep 9, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Sep 7, 2026 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Aug 26, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Fixed |
| Aug 24, 2026 | Auto loans & leases | RepossessionDamage caused or loss of personal items in vehicle during the actual repossession | Explained |
| Aug 18, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Aug 17, 2026 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 17, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Fixed |
| Aug 16, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Fixed |
| Aug 11, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Aug 9, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Fixed |
| Aug 5, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Money back |
| Jul 30, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Fixed |
| Jul 30, 2026 | Auto loans & leases | RepossessionDamage caused or loss of personal items in vehicle during the actual repossession | Explained |
| Jul 28, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about BMO Bank
No comments yet. Start the conversation - questions are welcome too.