Lender · complaint record
Giggle Finance complaints
Filed under Giggle Finance Inc.
Consumers have filed 111 complaints about Giggle Finance since 2022, 30 of them in the last 12 months (-40% on the year before). It answered 0% on time and closed 0% with relief for the customer. The most common problem is charged fees or interest you didn't expect.
Poor response record. How it works
- Complaints on record
- 111
- Last 12 months
- 30
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #60 of 272
Since March 2022
-40% vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Oct 14, 2026
Most complained-about personal & payday lenders
Giggle Finance complaints by month
The busiest month was October 2025 (15 complaints). Complaints in the last 12 months are down 40% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Giggle Finance answered last 12 months
- Untimely response30100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time0/450% on time
- Relief for customers0/400% closed with relief
- Complaint trend15/15-40% vs last year
What Giggle Finance complaints are about
Top Giggle Finance problems
Where Giggle Finance complaints come from
Most complaints: Texas (15), Indiana (8), Georgia (8), North Carolina (7), Arkansas (7).
Giggle Finance compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Home Loan CenterPayday & personal loans | 60 | 34 | C |
| 2 | HatfieldPayday & personal loans | 60 | 32 | C |
| 3 | Big Picture LoansPayday & personal loans | 41 | 31 | D |
| 4 | Net Pay AdvancePayday & personal loans | 89 | 30 | A |
| 5 | Giggle FinancePayday & personal loans | 15 | 30 | F |
| 6 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 7 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 8 | PowerpayPayday & personal loans | 55 | 26 | C |
Compare side by side: Giggle Finance vs Home Loan Center · Giggle Finance vs Hatfield · Giggle Finance vs Big Picture Loans · Giggle Finance vs Net Pay Advance
What people say about Giggle Finance
All experiencesNo experiences with Giggle Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Giggle Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 14, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | No timely reply |
| Oct 9, 2026 | Payday & personal loans | Getting the loan | No timely reply |
| Sep 18, 2026 | Payday & personal loans | Confusing or misleading advertising or marketing | No timely reply |
| Aug 9, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Aug 6, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | No timely reply |
| Jul 19, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Jul 8, 2026 | Payday & personal loans | Problem with the payoff process at the end of the loan | No timely reply |
| Jul 8, 2026 | Payday & personal loans | Problem when making payments | No timely reply |
| Jun 26, 2026 | Crypto | Other transaction problem | No timely reply |
| Jun 8, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | No timely reply |
| Jun 3, 2026 | Payday & personal loans | Problem with the payoff process at the end of the loan | No timely reply |
| May 27, 2026 | Payday & personal loans | Getting the loan | No timely reply |
Questions about Giggle Finance
How many complaints does Giggle Finance have?
Giggle Finance has 111 complaints on record since March 2022, including 30 in the last 12 months and 0 in the last 30 days. That makes it number 885 of every company by complaints this year.
Does Giggle Finance respond to complaints?
Yes. Giggle Finance answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only. Its Response Score is 15/100 (grade F).
What do people complain about most with Giggle Finance?
The most common problems are charged fees or interest you didn't expect (24), problem with the payoff process at the end of the loan (7), problem when making payments (6).
Is Giggle Finance legit?
Giggle Finance is a real company with a public complaint record: consumers have complained about it 111 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Giggle Finance legit? for the signals, red flags and how to protect yourself.
Are complaints about Giggle Finance going up or down?
Down. There were 30 complaints in the last 12 months against 50 in the 12 before (-40%). See every month.
How do I file a complaint against Giggle Finance?
Complain to Giggle Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Giggle Finance complaints come from?
Most come from Texas (15), Indiana (8), Georgia (8). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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