Debt collector · complaint record
Bull City Financial Solutions complaints
Filed under Bull City Financial Solutions, Inc
Consumers have filed 2,747 complaints about Bull City Financial Solutions since 2013, 810 of them in the last 12 months (+15% on the year before). It answered 99.4% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Average response record. How it works
- Complaints on record
- 2,747
- Last 12 months
- 810
- Answered on time
- 99.4%
- Closed with relief
- 0%
- Last 30 days
- 27
- Rank
- #58 of 1,963
Since July 2013
+15% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 30, 2026
Most complained-about debt collectors
Bull City Financial Solutions complaints by month
The busiest month was January 2026 (102 complaints). Complaints in the last 12 months are up 15% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Bull City Financial Solutions answered last 12 months
- Closed with explanation810100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time42/4599.4% on time
- Relief for customers0/400% closed with relief
- Complaint trend9/15+15% vs last year
What Bull City Financial Solutions complaints are about
Top Bull City Financial Solutions problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 711
- Debt was result of identity theft 248
- Debt was paid 107
- Debt was already discharged in bankruptcy and is no longer owed 13
Where Bull City Financial Solutions complaints come from
Most complaints: North Carolina (1,217), Florida (486), South Carolina (271), Ohio (116), Georgia (100).
Bull City Financial Solutions compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Credit Systems InternationalDebt collection | 52 | 877 | C |
| 2 | TekCollectDebt collection | 55 | 872 | C |
| 3 | SezzleDebt collection | 45 | 845 | D |
| 4 | AcimaDebt collection | 67 | 820 | B |
| 5 | Bull City Financial SolutionsDebt collection | 51 | 810 | C |
| 6 | Opportunity FinancialDebt collection | 54 | 778 | C |
| 7 | Monterey Financial ServicesDebt collection | 52 | 774 | C |
| 8 | Debt Recovery SolutionsDebt collection | 48 | 728 | D |
Compare side by side: Bull City Financial Solutions vs Credit Systems International · Bull City Financial Solutions vs TekCollect · Bull City Financial Solutions vs Sezzle · Bull City Financial Solutions vs Acima
What people say about Bull City Financial Solutions
All experiencesNo experiences with Bull City Financial Solutions yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Bull City Financial Solutions complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 30, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 30, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 27, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 27, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 26, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Bull City Financial Solutions
How many complaints does Bull City Financial Solutions have?
Bull City Financial Solutions has 2,747 complaints on record since July 2013, including 810 in the last 12 months and 27 in the last 30 days. That makes it number 149 of every company by complaints this year.
Does Bull City Financial Solutions respond to complaints?
Yes. Bull City Financial Solutions answered 99.4% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 51/100 (grade C).
What do people complain about most with Bull City Financial Solutions?
The most common problems are attempts to collect debt not owed (1,079), written notification about debt (470), took or threatened to take negative or legal action (230).
Is Bull City Financial Solutions legit?
Bull City Financial Solutions is a real company with a public complaint record: consumers have complained about it 2,747 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Bull City Financial Solutions legit? for the signals, red flags and how to protect yourself.
Are complaints about Bull City Financial Solutions going up or down?
Up. There were 810 complaints in the last 12 months against 706 in the 12 before (+15%). See every month.
How do I file a complaint against Bull City Financial Solutions?
Complain to Bull City Financial Solutions in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Bull City Financial Solutions complaints come from?
Most come from North Carolina (1,217), Florida (486), South Carolina (271). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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