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Calm complaints

Consumers have filed 5 complaints about Calm since 2013, none in the last 12 months. It answered 60% on time and closed 50% with relief for the customer. The most common problem is advertising and marketing, including promotional offers.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
5

Since May 2013

Last 12 months
0

new vs the year before

Answered on time
60%

Industry: 96%

Closed with relief
50%

Typical mortgage company: 5%

Last 30 days
0

Newest: Jan 30, 2021

Rank
-

Calm complaints by month

The busiest month was May 2013 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Calm answered all time

  • Closed with monetary relief240%
  • Closed with explanation240%
  • Untimely response120%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Calm complaints are about

  • Mortgages480%
  • Credit cards120%

Top Calm problems

Inside "Advertising and marketing, including promotional offers"

  • Confusing or misleading advertising about the credit card 1

Where Calm complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Massachusetts (2), Wisconsin (1), Connecticut (1), Illinois (1).

Calm compared with other mortgage lenders & servicers

#CompanyScore12 monthsChangeOn timeReliefGrade
1Midwest Loan ServicesMortgages5029+53%100%0%C
2Truhome SolutionsMortgages4328+155%96.4%4%D
3NEXA MortgageMortgages828+22%46.4%0%F
4HilltopMortgages5128+40%100%0%C
5Land Home Financial ServicesMortgages2127+8%92.6%0%F
6First United Bank and TrustMortgages6027-31%100%0%C
7A&D MortgageMortgages4525+79%96%4%D
8CalmMortgages-0new60%50%-

Compare side by side: Calm vs Midwest Loan Services · Calm vs Truhome Solutions · Calm vs NEXA Mortgage · Calm vs Hilltop

What people say about Calm

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Latest Calm complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jan 30, 2021Credit cardsAdvertising and marketing, including promotional offersConfusing or misleading advertising about the credit cardWINo timely replyNo
Dec 8, 2014MortgagesCredit decision / UnderwritingCTExplainedYes
Jul 8, 2014MortgagesOtherMAExplainedYes
Jun 4, 2014MortgagesSettlement process and costsILMoney backYes
May 28, 2013MortgagesApplication, originator, mortgage brokerMAMoney backNo

Questions about Calm

How many complaints does Calm have?

Calm has 5 complaints on record since May 2013, including 0 in the last 12 months and 0 in the last 30 days.

Does Calm respond to complaints?

Yes. Calm answered 60% of its complaints on time (within 15 days) and closed 50% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Calm?
Is Calm legit?

Calm is a real company with a public complaint record: consumers have complained about it 5 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Calm legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Calm?

Complain to Calm in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Calm complaints come from?

Most come from Massachusetts (2), Wisconsin (1), Connecticut (1). Big states file more complaints, so the map shows complaints per 100,000 people.

Talk about Calm

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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