Debt collector · complaint record
Capital Credit and Collection Service complaints
Filed under Capital Credit and Collection Service, Inc.
Consumers have filed 58 complaints about Capital Credit and Collection Service since 2013, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 58
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since September 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jan 19, 2026
Most complained-about debt collectors
Capital Credit and Collection Service complaints by month
The busiest month was March 2018 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Capital Credit and Collection Service answered all time
- Closed with non-monetary relief23.4%
- Closed with explanation5696.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Capital Credit and Collection Service complaints are about
Top Capital Credit and Collection Service problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 12
- Debt was already discharged in bankruptcy and is no longer owed 2
- Debt was paid 1
Where Capital Credit and Collection Service complaints come from
Most complaints: Oregon (24), California (5), Arizona (4), Washington (3), Tennessee (2).
Capital Credit and Collection Service compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Capital Credit and Collection ServiceDebt collection | - | 1 | - |
Compare side by side: Capital Credit and Collection Service vs Green Square · Capital Credit and Collection Service vs EMoneyUSA · Capital Credit and Collection Service vs Mullooly Jeffrey Rooney & Flynn · Capital Credit and Collection Service vs Credit World Services
What people say about Capital Credit and Collection Service
All experiencesNo experiences with Capital Credit and Collection Service yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Capital Credit and Collection Service complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 17, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 17, 2025 | Money transfers & apps | Unexpected or other fees | Explained |
| Dec 26, 2024 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Dec 6, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 2, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 20, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 20, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 7, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 27, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 10, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 10, 2023 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
Questions about Capital Credit and Collection Service
How many complaints does Capital Credit and Collection Service have?
Capital Credit and Collection Service has 58 complaints on record since September 2013, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Capital Credit and Collection Service respond to complaints?
Yes. Capital Credit and Collection Service answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Capital Credit and Collection Service?
The most common problems are attempts to collect debt not owed (15), written notification about debt (13), incorrect information on your report (11).
Is Capital Credit and Collection Service legit?
Capital Credit and Collection Service is a real company with a public complaint record: consumers have complained about it 58 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Capital Credit and Collection Service legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Capital Credit and Collection Service?
Complain to Capital Credit and Collection Service in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Capital Credit and Collection Service complaints come from?
Most come from Oregon (24), California (5), Arizona (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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