Credit bureau · complaint record
Car Credit Finance complaints
Filed under Car Credit Finance, LLC
Consumers have filed 16 complaints about Car Credit Finance since 2015, 2 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 16
- Last 12 months
- 2
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #342 of 566
Since June 2015
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Sep 26, 2026
Most complained-about credit bureaus & report companies
Car Credit Finance complaints by month
The busiest month was September 2021 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Car Credit Finance answered all time
- Closed with non-monetary relief16.2%
- Closed with explanation1593.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Car Credit Finance complaints are about
Top Car Credit Finance problems
Inside "Incorrect information on your report"
- Account status incorrect 3
- Account information incorrect 1
Where Car Credit Finance complaints come from
Most complaints: Virginia (6), Maryland (5), West Virginia (2), New York (1), District of Columbia (1).
Car Credit Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Car Credit FinanceCredit reporting | - | 2 | - |
Compare side by side: Car Credit Finance vs Apple Financing · Car Credit Finance vs Nav Technologies · Car Credit Finance vs Opportunity Fund · Car Credit Finance vs Heritage Financial Group
What people say about Car Credit Finance
All experiencesNo experiences with Car Credit Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Car Credit Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 26, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 24, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 12, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 12, 2025 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| Jan 22, 2025 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Jan 20, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 6, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 20, 2024 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Oct 14, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 2, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 18, 2021 | Auto loans & leases | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Sep 3, 2021 | Auto loans & leases | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
Questions about Car Credit Finance
How many complaints does Car Credit Finance have?
Car Credit Finance has 16 complaints on record since June 2015, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Car Credit Finance respond to complaints?
Yes. Car Credit Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Car Credit Finance?
The most common problems are incorrect information on your report (4), repossession (3), problem with a credit reporting company's investigation into an existing problem (2).
Is Car Credit Finance legit?
Car Credit Finance is a real company with a public complaint record: consumers have complained about it 16 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Car Credit Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Car Credit Finance?
Complain to Car Credit Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Car Credit Finance complaints come from?
Most come from Virginia (6), Maryland (5), West Virginia (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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