Mortgage company · complaint record
Central Mortgage Funding complaints
Filed under Central Mortgage Funding, LLC
Consumers have filed 25 complaints about Central Mortgage Funding since 2021, none in the last 12 months. It answered 76% on time and closed 5% with relief for the customer. The most common problem is applying for a mortgage or refinancing an existing mortgage.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 25
- Last 12 months
- 0
- Answered on time
- 76%
- Closed with relief
- 5%
- Last 30 days
- 0
- Rank
- -
Since June 2021
new vs the year before
Industry: 96%
Typical mortgage company: 5%
Newest: Jan 23, 2025
Central Mortgage Funding complaints by month
The busiest month was February 2023 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Central Mortgage Funding answered all time
- Closed with non-monetary relief14%
- Closed with explanation2080%
- Untimely response416%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Central Mortgage Funding complaints are about
Top Central Mortgage Funding problems
Inside "Applying for a mortgage or refinancing an existing mortgage"
- Confusing or misleading advertising or marketing 4
- Changes in loan terms during the application process 2
- Application denials 1
Where Central Mortgage Funding complaints come from
Most complaints: California (4), New Jersey (4), South Carolina (2), Florida (2), Massachusetts (2).
Central Mortgage Funding compared with other mortgage lenders & servicers
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Loan ServicesMortgages | 50 | 29 | C |
| 2 | Truhome SolutionsMortgages | 43 | 28 | D |
| 3 | NEXA MortgageMortgages | 8 | 28 | F |
| 4 | HilltopMortgages | 51 | 28 | C |
| 5 | Land Home Financial ServicesMortgages | 21 | 27 | F |
| 6 | First United Bank and TrustMortgages | 60 | 27 | C |
| 7 | A&D MortgageMortgages | 45 | 25 | D |
| 8 | Central Mortgage FundingMortgages | - | 0 | - |
Compare side by side: Central Mortgage Funding vs Midwest Loan Services · Central Mortgage Funding vs Truhome Solutions · Central Mortgage Funding vs NEXA Mortgage · Central Mortgage Funding vs Hilltop
What people say about Central Mortgage Funding
All experiencesNo experiences with Central Mortgage Funding yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Central Mortgage Funding complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 23, 2025 | Mortgages | Closing on a mortgageTrying to communicate with the company to fix an issue with the loan closing | No timely reply |
| Dec 11, 2024 | Mortgages | Closing on a mortgageDelays with the closing process | No timely reply |
| Nov 29, 2024 | Mortgages | Applying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketing | No timely reply |
| Nov 27, 2024 | Mortgages | Struggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure | No timely reply |
| Nov 24, 2024 | Mortgages | Applying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketing | Fixed |
| Jun 5, 2024 | Credit reporting | Improper use of your reportReceived unsolicited financial product or insurance offers after opting out | Explained |
| May 30, 2024 | Mortgages | Closing on a mortgageClosing disclosure or other related disclosures | Explained |
| May 9, 2024 | Mortgages | Closing on a mortgageChanges in loan terms during or after closing | Explained |
| Feb 13, 2024 | Mortgages | Applying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketing | Explained |
| Jan 30, 2024 | Mortgages | Struggling to pay mortgageAn existing modification, forbearance plan, short sale, or other loss mitigation relief | Explained |
| Jan 8, 2024 | Mortgages | Applying for a mortgage or refinancing an existing mortgageChanges in loan terms during the application process | Explained |
| Dec 21, 2023 | Mortgages | Applying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketing | Explained |
Questions about Central Mortgage Funding
How many complaints does Central Mortgage Funding have?
Central Mortgage Funding has 25 complaints on record since June 2021, including 0 in the last 12 months and 0 in the last 30 days.
Does Central Mortgage Funding respond to complaints?
Yes. Central Mortgage Funding answered 76% of its complaints on time (within 15 days) and closed 5% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Central Mortgage Funding?
The most common problems are applying for a mortgage or refinancing an existing mortgage (15), closing on a mortgage (7), struggling to pay mortgage (2).
Is Central Mortgage Funding legit?
Central Mortgage Funding is a real company with a public complaint record: consumers have complained about it 25 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Central Mortgage Funding legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Central Mortgage Funding?
Complain to Central Mortgage Funding in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Central Mortgage Funding complaints come from?
Most come from California (4), New Jersey (4), South Carolina (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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