Credit reporting
Charles Schwab credit reporting complaints
Consumers have filed 73 complaints about Charles Schwab's credit reporting. See the whole Charles Schwab record.
Charles Schwab against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Charles Schwab | 0 | - | - |
Latest Charles Schwab credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 12, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 26, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 29, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 19, 2025 | Credit reporting | Problem with a company's investigation into an existing issueTheir investigation did not fix an error on your report | Explained |
| Sep 21, 2024 | Credit reporting | Credit monitoring or identity theft protection servicesBilling dispute for services | Explained |
| Jul 24, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 29, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 9, 2024 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Oct 10, 2023 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 21, 2023 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 4, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 13, 2023 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Explained |
| Dec 26, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 26, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 21, 2022 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Sep 7, 2022 | Credit reporting | Improper use of your reportReceived unsolicited financial product or insurance offers after opting out | Explained |
| Jun 22, 2022 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Explained |
| Nov 9, 2021 | Credit reporting | Credit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection service | Explained |
| Sep 15, 2020 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 20, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 19, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 20, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 20, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 18, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Apr 9, 2020 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 11, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 3, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jan 22, 2020 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 2, 2020 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 1, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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