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Payday & personal loans

Chime payday & personal loans complaints

Consumers have filed 204 complaints about Chime's payday & personal loans, 137 in the last 12 months (+158%). Chime answered 100% on time and closed 3% with relief. See the whole Chime record.

Chime against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Chime137+158%100%3%204

Every lender ranked

Latest Chime payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
May 7, 2026Payday & personal loansGetting a line of creditPAExplainedYes
Apr 28, 2026Payday & personal loansProblem when making paymentsKYExplainedYes
Apr 21, 2026Payday & personal loansIncorrect information on your reportAccount status incorrectGAExplainedYes
Apr 16, 2026Payday & personal loansUnexpected feesMOExplainedYes
Apr 13, 2026Payday & personal loansProblem with the payoff process at the end of the loanNCExplainedYes
Apr 9, 2026Payday & personal loansIncorrect information on your reportAccount status incorrectCAExplainedYes
Apr 2, 2026Payday & personal loansProblem with additional add-on products or servicesOHExplainedYes
Apr 1, 2026Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountORExplainedYes
Mar 31, 2026Payday & personal loansCan't contact lender or servicerWVExplainedYes
Mar 30, 2026Payday & personal loansIncorrect information on your reportAccount information incorrectMSExplainedYes
Mar 24, 2026Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountFLExplainedYes
Mar 15, 2026Payday & personal loansGetting the loanTXExplainedYes
Mar 12, 2026Payday & personal loansGetting a line of creditOKExplainedYes
Mar 10, 2026Payday & personal loansCharged fees or interest you didn't expectORExplainedYes
Mar 5, 2026Payday & personal loansProblem with the payoff process at the end of the loanPAExplainedYes
Feb 26, 2026Payday & personal loansIncorrect information on your reportAccount status incorrectTXExplainedYes
Feb 25, 2026Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountGAExplainedYes
Feb 25, 2026Payday & personal loansIssues with repaymentTXExplainedYes
Feb 17, 2026Payday & personal loansGetting the loanFLExplainedYes
Feb 14, 2026Payday & personal loansCan't stop withdrawals from your bank accountTXExplainedYes
Feb 12, 2026Payday & personal loansProblem when making paymentsTNExplainedYes
Feb 9, 2026Payday & personal loansProblems receiving the advancePAExplainedYes
Feb 5, 2026Payday & personal loansProblem when making paymentsFLExplainedYes
Feb 5, 2026Payday & personal loansProblem with the payoff process at the end of the loanSCExplainedYes
Feb 2, 2026Payday & personal loansGetting a line of creditGAExplainedYes
Feb 1, 2026Payday & personal loansCredit monitoring or identity theft protection servicesProblem with product or service terms changingPAExplainedYes
Jan 30, 2026Payday & personal loansProblem when making paymentsMIExplainedYes
Jan 28, 2026Payday & personal loansProblem with the payoff process at the end of the loanGAExplainedYes
Jan 28, 2026Payday & personal loansConfusing or missing disclosuresGAExplainedYes
Jan 27, 2026Payday & personal loansIncorrect information on your reportInformation belongs to someone elseFLExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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