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Payday & personal loans

Chime payday & personal loans complaints

Consumers have filed 204 complaints about Chime's payday & personal loans, 137 in the last 12 months (+158%). Chime answered 100% on time and closed 3% with relief. See the whole Chime record.

Chime against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Chime137+158%100%3%204

Every lender ranked

Latest Chime payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Jan 20, 2026Payday & personal loansLost or stolen refundMSExplainedYes
Jan 20, 2026Payday & personal loansProblem with the payoff process at the end of the loanINExplainedYes
Jan 12, 2026Payday & personal loansReceived a loan you didn't apply forFLExplainedYes
Dec 31, 2025Payday & personal loansIssues with repaymentMSExplainedYes
Dec 30, 2025Payday & personal loansProblem with additional add-on products or servicesTNExplainedYes
Dec 26, 2025Payday & personal loansProblem with the payoff process at the end of the loanVAExplainedYes
Dec 24, 2025Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedYes
Dec 23, 2025Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountFLExplainedYes
Dec 20, 2025Payday & personal loansCharged fees or interest you didn't expectAKExplainedYes
Dec 8, 2025Payday & personal loansConfusing or missing disclosuresCAExplainedYes
Dec 3, 2025Payday & personal loansCharged fees or interest you didn't expectVAExplainedYes
Dec 2, 2025Payday & personal loansCharged fees or interest you didn't expectAZExplainedYes
Dec 1, 2025Payday & personal loansProblem when making paymentsNCExplainedYes
Nov 21, 2025Payday & personal loansProblem when making paymentsCOExplainedYes
Nov 19, 2025Payday & personal loansReceived a loan you didn't apply forIDExplainedYes
Nov 18, 2025Payday & personal loansProblem when making paymentsTXExplainedYes
Nov 17, 2025Payday & personal loansCharged fees or interest you didn't expectMIExplainedYes
Nov 12, 2025Payday & personal loansGetting the loanWVExplainedYes
Nov 8, 2025Payday & personal loansConfusing or misleading advertising or marketingOHExplainedYes
Nov 8, 2025Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Nov 7, 2025Payday & personal loansProblem when making paymentsALFixedYes
Nov 3, 2025Payday & personal loansReceived a loan you didn't apply forNCExplainedYes
Nov 1, 2025Payday & personal loansIssues with repaymentDEExplainedYes
Oct 28, 2025Payday & personal loansProblem when making paymentsTXExplainedYes
Oct 26, 2025Payday & personal loansIssues with repaymentOKExplainedYes
Oct 22, 2025Payday & personal loansCharged fees or interest you didn't expectMSExplainedYes
Oct 13, 2025Payday & personal loansProblems receiving the advanceGAExplainedYes
Oct 10, 2025Payday & personal loansGetting a line of creditKSExplainedYes
Oct 1, 2025Payday & personal loansLoan payment wasn't credited to your accountCAExplainedYes
Sep 29, 2025Payday & personal loansProblem with additional add-on products or servicesINExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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