Lender · complaint record
Choice Capital Fund complaints
Consumers have filed 26 complaints about Choice Capital Fund since 2018, 3 of them in the last 12 months. It answered 0% on time and closed 13% with relief for the customer. The most common problem is struggling to pay your loan.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 26
- Last 12 months
- 3
- Answered on time
- 0%
- Closed with relief
- 13%
- Last 30 days
- 0
- Rank
- #150 of 272
Since July 2018
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Aug 28, 2026
Most complained-about personal & payday lenders
Choice Capital Fund complaints by month
The busiest month was February 2020 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Choice Capital Fund answered all time
- Closed with monetary relief13.8%
- Closed with non-monetary relief27.7%
- Closed with explanation2076.9%
- Untimely response311.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Choice Capital Fund complaints are about
Top Choice Capital Fund problems
Where Choice Capital Fund complaints come from
Most complaints: Florida (11), California (5), Texas (4), Indiana (2), Utah (1).
Choice Capital Fund compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | Choice Capital FundPayday & personal loans | - | 3 | - |
Compare side by side: Choice Capital Fund vs SoLo Funds · Choice Capital Fund vs AAA Auto Title Loans · Choice Capital Fund vs Powerpay · Choice Capital Fund vs AmeriCash
What people say about Choice Capital Fund
All experiencesNo experiences with Choice Capital Fund yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Choice Capital Fund complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 28, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Dec 29, 2025 | Payday & personal loans | Struggling to pay your loan | No timely reply |
| Nov 17, 2025 | Payday & personal loans | Struggling to pay your loan | No timely reply |
| Aug 14, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 14, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 17, 2025 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Mar 19, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Mar 13, 2025 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Oct 25, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 31, 2024 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 22, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Fixed |
| Nov 7, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
Questions about Choice Capital Fund
How many complaints does Choice Capital Fund have?
Choice Capital Fund has 26 complaints on record since July 2018, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does Choice Capital Fund respond to complaints?
Yes. Choice Capital Fund answered 0% of its complaints on time (within 15 days) and closed 13% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Choice Capital Fund?
The most common problems are struggling to pay your loan (5), communication tactics (3), charged fees or interest you didn't expect (7).
Is Choice Capital Fund legit?
Choice Capital Fund is a real company with a public complaint record: consumers have complained about it 26 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Choice Capital Fund legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Choice Capital Fund?
Complain to Choice Capital Fund in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Choice Capital Fund complaints come from?
Most come from Florida (11), California (5), Texas (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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