Debt collector · complaint record
Cloud Willis & Ellis complaints
Filed under Cloud Willis & Ellis, LLC
Consumers have filed 15 complaints about Cloud Willis & Ellis since 2021, 3 of them in the last 12 months. It answered 33.3% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 15
- Last 12 months
- 3
- Answered on time
- 33.3%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,125 of 1,963
Since April 2021
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 26, 2026
Most complained-about debt collectors
Cloud Willis & Ellis complaints by month
The busiest month was April 2021 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Cloud Willis & Ellis answered all time
- Closed with non-monetary relief16.7%
- Closed with explanation1280%
- Untimely response213.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Cloud Willis & Ellis complaints are about
Top Cloud Willis & Ellis problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 1
- Debt was result of identity theft 1
- Debt was paid 1
Where Cloud Willis & Ellis complaints come from
Most complaints: Alabama (7), Georgia (3), Florida (2), North Carolina (1), Tennessee (1).
Cloud Willis & Ellis compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Cloud Willis & EllisDebt collection | - | 3 | - |
Compare side by side: Cloud Willis & Ellis vs Green Square · Cloud Willis & Ellis vs EMoneyUSA · Cloud Willis & Ellis vs Mullooly Jeffrey Rooney & Flynn · Cloud Willis & Ellis vs Credit World Services
What people say about Cloud Willis & Ellis
All experiencesNo experiences with Cloud Willis & Ellis yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Cloud Willis & Ellis complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 26, 2026 | Student loans | Dealing with your lender or servicerReceived bad information about your loan | No timely reply |
| Jul 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Feb 5, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 17, 2025 | Student loans | Dealing with your lender or servicerDon't agree with the fees charged | Explained |
| Aug 20, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 15, 2025 | Debt relief & credit repair | Problem with customer service | Explained |
| Aug 22, 2024 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jun 15, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 11, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 6, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Dec 2, 2022 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Nov 23, 2022 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
Questions about Cloud Willis & Ellis
How many complaints does Cloud Willis & Ellis have?
Cloud Willis & Ellis has 15 complaints on record since April 2021, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does Cloud Willis & Ellis respond to complaints?
Yes. Cloud Willis & Ellis answered 33.3% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Cloud Willis & Ellis?
The most common problems are attempts to collect debt not owed (3), dealing with your lender or servicer (2), communication tactics (1).
Is Cloud Willis & Ellis legit?
Cloud Willis & Ellis is a real company with a public complaint record: consumers have complained about it 15 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Cloud Willis & Ellis legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Cloud Willis & Ellis?
Complain to Cloud Willis & Ellis in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Cloud Willis & Ellis complaints come from?
Most come from Alabama (7), Georgia (3), Florida (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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