Credit bureau · complaint record
CredHub complaints
Filed under CredHub, Inc
Consumers have filed 20 complaints about CredHub since 2024, 9 of them in the last 12 months. It answered 88.9% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 20
- Last 12 months
- 9
- Answered on time
- 88.9%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #209 of 566
Since July 2024
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Sep 21, 2026
Most complained-about credit bureaus & report companies
CredHub complaints by month
The busiest month was June 2025 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How CredHub answered all time
- Closed with explanation20100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What CredHub complaints are about
Top CredHub problems
Inside "Incorrect information on your report"
- Account information incorrect 4
- Account status incorrect 3
- Information belongs to someone else 1
Where CredHub complaints come from
Most complaints: Georgia (7), Illinois (3), Washington (3), New York (2), California (2).
CredHub compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | CredHubCredit reporting | - | 9 | - |
Compare side by side: CredHub vs Apple Financing · CredHub vs Nav Technologies · CredHub vs Opportunity Fund · CredHub vs Heritage Financial Group
What people say about CredHub
All experiencesNo experiences with CredHub yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest CredHub complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 31, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 21, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesDidn't receive services that were advertised | Explained |
| May 25, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 27, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 3, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 4, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 30, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 17, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Oct 4, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 29, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 8, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Questions about CredHub
How many complaints does CredHub have?
CredHub has 20 complaints on record since July 2024, including 9 in the last 12 months and 0 in the last 30 days. That makes it number 1,516 of every company by complaints this year.
Does CredHub respond to complaints?
Yes. CredHub answered 88.9% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with CredHub?
The most common problems are incorrect information on your report (8), attempts to collect debt not owed (3), problem with a company's investigation into an existing problem (3).
Is CredHub legit?
CredHub is a real company with a public complaint record: consumers have complained about it 20 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is CredHub legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against CredHub?
Complain to CredHub in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most CredHub complaints come from?
Most come from Georgia (7), Illinois (3), Washington (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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