Debt collector · complaint record
Credit Collections U.S.A complaints
Filed under Credit Collections U.S.A., L.L.C.
Consumers have filed 387 complaints about Credit Collections U.S.A since 2014, 211 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Poor response record. How it works
- Complaints on record
- 387
- Last 12 months
- 211
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 39
- Rank
- #125 of 1,963
Since December 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 29, 2026
Most complained-about debt collectors
Credit Collections U.S.A complaints by month
The busiest month was October 2026 (67 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Credit Collections U.S.A answered last 12 months
- Untimely response211100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time0/450% on time
- Relief for customers0/400% closed with relief
- Complaint trend10/15no earlier year
What Credit Collections U.S.A complaints are about
Top Credit Collections U.S.A problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 104
- Debt was result of identity theft 37
- Debt was paid 18
- Debt was already discharged in bankruptcy and is no longer owed 3
Where Credit Collections U.S.A complaints come from
Most complaints: Florida (98), Pennsylvania (46), West Virginia (32), Texas (29), Georgia (22).
Credit Collections U.S.A compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Starmark FinancialDebt collection | 45 | 222 | D |
| 2 | Meridian Financial ServicesDebt collection | 38 | 217 | D |
| 3 | Harley Davidson Financial ServicesDebt collection | 54 | 217 | C |
| 4 | Kinum, Inc., Indianapolis, IN BranchDebt collection | 51 | 211 | C |
| 5 | Credit Collections U.S.ADebt collection | 10 | 211 | F |
| 6 | Carter-YoungDebt collection | 49 | 205 | D |
| 7 | Zwicker & AssociatesDebt collection | 57 | 205 | C |
| 8 | American First FinanceDebt collection | 83 | 204 | A |
Compare side by side: Credit Collections U.S.A vs Starmark Financial · Credit Collections U.S.A vs Meridian Financial Services · Credit Collections U.S.A vs Harley Davidson Financial Services · Credit Collections U.S.A vs Kinum, Inc., Indianapolis, IN Branch
What people say about Credit Collections U.S.A
All experiencesNo experiences with Credit Collections U.S.A yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Credit Collections U.S.A complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 29, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Oct 29, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Oct 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 29, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Oct 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 27, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Oct 27, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
Questions about Credit Collections U.S.A
How many complaints does Credit Collections U.S.A have?
Credit Collections U.S.A has 387 complaints on record since December 2014, including 211 in the last 12 months and 39 in the last 30 days. That makes it number 321 of every company by complaints this year.
Does Credit Collections U.S.A respond to complaints?
Yes. Credit Collections U.S.A answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only. Its Response Score is 10/100 (grade F).
What do people complain about most with Credit Collections U.S.A?
The most common problems are attempts to collect debt not owed (162), written notification about debt (78), incorrect information on your report (33).
Is Credit Collections U.S.A legit?
Credit Collections U.S.A is a real company with a public complaint record: consumers have complained about it 387 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credit Collections U.S.A legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Credit Collections U.S.A?
Complain to Credit Collections U.S.A in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Credit Collections U.S.A complaints come from?
Most come from Florida (98), Pennsylvania (46), West Virginia (32). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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