Debt collector · complaint record
Meridian Financial Services complaints
Filed under Meridian Financial Services, Inc.
Consumers have filed 667 complaints about Meridian Financial Services since 2013, 217 of them in the last 12 months (+92% on the year before). It answered 98.2% on time and closed 1% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Weak response record. How it works
- Complaints on record
- 667
- Last 12 months
- 217
- Answered on time
- 98.2%
- Closed with relief
- 1%
- Last 30 days
- 31
- Rank
- #123 of 1,963
Since October 2013
+92% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 12, 2026
Most complained-about debt collectors
Meridian Financial Services complaints by month
The busiest month was October 2026 (32 complaints). Complaints in the last 12 months are up 92% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Meridian Financial Services answered last 12 months
- Closed with non-monetary relief10.5%
- Closed with explanation17379.7%
- In progress4319.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time37/4598.2% on time
- Relief for customers0/400.6% closed with relief
- Complaint trend1/15+92% vs last year
What Meridian Financial Services complaints are about
Top Meridian Financial Services problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 125
- Debt was paid 29
- Debt was result of identity theft 24
- Debt was already discharged in bankruptcy and is no longer owed 6
Where Meridian Financial Services complaints come from
Most complaints: California (93), Florida (77), Texas (47), Virginia (45), New York (43).
Meridian Financial Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Sentry Recovery and CollectionsDebt collection | 15 | 228 | F |
| 2 | First Federal Credit ControlDebt collection | 45 | 226 | D |
| 3 | Starmark FinancialDebt collection | 45 | 222 | D |
| 4 | Harley Davidson Financial ServicesDebt collection | 54 | 217 | C |
| 5 | Meridian Financial ServicesDebt collection | 38 | 217 | D |
| 6 | Credit Collections U.S.ADebt collection | 10 | 211 | F |
| 7 | Kinum, Inc., Indianapolis, IN BranchDebt collection | 51 | 211 | C |
| 8 | Carter-YoungDebt collection | 49 | 205 | D |
Compare side by side: Meridian Financial Services vs Sentry Recovery and Collections · Meridian Financial Services vs First Federal Credit Control · Meridian Financial Services vs Starmark Financial · Meridian Financial Services vs Harley Davidson Financial Services
What people say about Meridian Financial Services
All experiencesNo experiences with Meridian Financial Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Meridian Financial Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | In progress |
| Nov 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | In progress |
| Nov 11, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Nov 9, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | In progress |
| Nov 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Nov 7, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | In progress |
| Nov 7, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | In progress |
| Nov 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Nov 3, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Nov 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | In progress |
| Nov 2, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | In progress |
Questions about Meridian Financial Services
How many complaints does Meridian Financial Services have?
Meridian Financial Services has 667 complaints on record since October 2013, including 217 in the last 12 months and 31 in the last 30 days. That makes it number 316 of every company by complaints this year.
Does Meridian Financial Services respond to complaints?
Yes. Meridian Financial Services answered 98.2% of its complaints on time (within 15 days) and closed 1% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 38/100 (grade D).
What do people complain about most with Meridian Financial Services?
The most common problems are attempts to collect debt not owed (184), written notification about debt (102), false statements or representation (92).
Is Meridian Financial Services legit?
Meridian Financial Services is a real company with a public complaint record: consumers have complained about it 667 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Meridian Financial Services legit? for the signals, red flags and how to protect yourself.
Are complaints about Meridian Financial Services going up or down?
Up. There were 217 complaints in the last 12 months against 113 in the 12 before (+92%). See every month.
How do I file a complaint against Meridian Financial Services?
Complain to Meridian Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Meridian Financial Services complaints come from?
Most come from California (93), Florida (77), Texas (47). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Meridian Financial Services
No comments yet. Start the conversation - questions are welcome too.