Debt collector · complaint record
Harley Davidson Financial Services complaints
Filed under Harley Davidson Financial Services Inc
Consumers have filed 913 complaints about Harley Davidson Financial Services since 2012, 217 of them in the last 12 months (+45% on the year before). It answered 100% on time and closed 4% with relief for the customer - less often than a typical debt collector. The most common problem is incorrect information on your report.
Average response record. How it works
- Complaints on record
- 913
- Last 12 months
- 217
- Answered on time
- 100%
- Closed with relief
- 4%
- Last 30 days
- 2
- Rank
- #123 of 1,963
Since December 2012
+45% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 25, 2026
Most complained-about debt collectors
Harley Davidson Financial Services complaints by month
The busiest month was May 2026 (26 complaints). Complaints in the last 12 months are up 45% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Harley Davidson Financial Services answered last 12 months
- Closed with monetary relief83.7%
- Closed with explanation20996.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers3/403.7% closed with relief
- Complaint trend6/15+45% vs last year
What Harley Davidson Financial Services complaints are about
Top Harley Davidson Financial Services problems last 12 months
Inside "Incorrect information on your report"
- Account status incorrect 99
- Account information incorrect 71
- Information belongs to someone else 26
- Old information reappears or never goes away 15
- Information is missing that should be on the report 4
- Public record information inaccurate 1
Where Harley Davidson Financial Services complaints come from
Most complaints: California (144), Texas (104), Florida (85), Georgia (36), North Carolina (34).
Harley Davidson Financial Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Sentry Recovery and CollectionsDebt collection | 15 | 228 | F |
| 2 | First Federal Credit ControlDebt collection | 45 | 226 | D |
| 3 | Starmark FinancialDebt collection | 45 | 222 | D |
| 4 | Meridian Financial ServicesDebt collection | 38 | 217 | D |
| 5 | Harley Davidson Financial ServicesDebt collection | 54 | 217 | C |
| 6 | Credit Collections U.S.ADebt collection | 10 | 211 | F |
| 7 | Kinum, Inc., Indianapolis, IN BranchDebt collection | 51 | 211 | C |
| 8 | Carter-YoungDebt collection | 49 | 205 | D |
Compare side by side: Harley Davidson Financial Services vs Sentry Recovery and Collections · Harley Davidson Financial Services vs First Federal Credit Control · Harley Davidson Financial Services vs Starmark Financial · Harley Davidson Financial Services vs Meridian Financial Services
What people say about Harley Davidson Financial Services
All experiencesNo experiences with Harley Davidson Financial Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Harley Davidson Financial Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 25, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Money back |
| Oct 19, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Oct 15, 2026 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Oct 15, 2026 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Oct 15, 2026 | Auto loans & leases | Problems at the end of the loan or leaseProblem related to refinancing | Explained |
| Oct 14, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Oct 14, 2026 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 13, 2026 | Auto loans & leases | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 12, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 9, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 9, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Oct 9, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about Harley Davidson Financial Services
How many complaints does Harley Davidson Financial Services have?
Harley Davidson Financial Services has 913 complaints on record since December 2012, including 217 in the last 12 months and 2 in the last 30 days. That makes it number 316 of every company by complaints this year.
Does Harley Davidson Financial Services respond to complaints?
Yes. Harley Davidson Financial Services answered 100% of its complaints on time (within 15 days) and closed 4% with relief - money back or a fix; 3.7% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 54/100 (grade C).
What do people complain about most with Harley Davidson Financial Services?
The most common problems are incorrect information on your report (217), took or threatened to take negative or legal action (63), managing the loan or lease (120).
Is Harley Davidson Financial Services legit?
Harley Davidson Financial Services is a real company with a public complaint record: consumers have complained about it 913 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Harley Davidson Financial Services legit? for the signals, red flags and how to protect yourself.
Are complaints about Harley Davidson Financial Services going up or down?
Up. There were 217 complaints in the last 12 months against 150 in the 12 before (+45%). See every month.
How do I file a complaint against Harley Davidson Financial Services?
Complain to Harley Davidson Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Harley Davidson Financial Services complaints come from?
Most come from California (144), Texas (104), Florida (85). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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