Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Credit cards

Current credit cards complaints

Consumers have filed 333 complaints about Current's credit cards, 159 in the last 12 months (+67%). Current answered 76.7% on time and closed 1% with relief. See the whole Current record.

Current against other credit card companies

#Company12 monthsChangeOn timeReliefAll time
1Capital One14,231+52%99.9%22%71,421
2Citibank12,511+54%99.9%42%69,867
3Synchrony9,417+55%95.9%20%46,487
4JPMorgan Chase7,363+30%100%21%48,168
5Bank of America6,335+62%99.3%39%37,295
6American Express5,838+29%98.7%23%33,782
7Wells Fargo3,702+44%99.9%27%19,609
8Bread Financial (Comenity)3,690+29%100%47%21,535
9Goldman Sachs Bank (Apple Card, Marcus)3,156+36%100%27%10,467
10Barclays US2,871+36%100%7%18,152
11U.S. Bank2,011+50%100%33%11,339
12TransUnion1,897-74%100%57%19,687
13Current159+67%76.7%1%333

Every card issuer ranked

Latest Current credit cards complaints

ReceivedAboutIssueStateAnswerOn time
Dec 3, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementNCExplainedYes
Dec 1, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementPAExplainedNo
Nov 30, 2025Credit cardsProblem when making paymentsProblem during payment processNYExplainedYes
Nov 24, 2025Credit cardsGetting a credit cardCard opened without my consent or knowledgeNJExplainedYes
Nov 23, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementNVExplainedYes
Nov 19, 2025Credit cardsClosing your accountCan't close your accountFLExplainedYes
Nov 18, 2025Credit cardsGetting a credit cardCard opened without my consent or knowledgeCTExplainedYes
Nov 18, 2025Credit cardsGetting a credit cardCard opened without my consent or knowledgeAKExplainedYes
Nov 17, 2025Credit cardsGetting a credit cardCard opened without my consent or knowledgePAExplainedYes
Nov 14, 2025Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardNJExplainedYes
Nov 13, 2025Credit cardsGetting a credit cardCard opened without my consent or knowledgeILExplainedNo
Nov 10, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementFLExplainedYes
Nov 9, 2025Credit cardsIncorrect information on your reportAccount status incorrectNCExplainedYes
Nov 8, 2025Credit cardsOther features, terms, or problemsOther problemPAExplainedYes
Nov 8, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementWAExplainedNo
Nov 6, 2025Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardTXExplainedYes
Nov 6, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementCAExplainedYes
Oct 31, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementILExplainedYes
Oct 31, 2025Credit cardsAdvertising and marketing, including promotional offersConfusing or misleading advertising about the credit cardMIExplainedYes
Oct 29, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementILExplainedYes
Oct 28, 2025Credit cardsClosing your accountCan't close your accountGAExplainedYes
Oct 27, 2025Credit cardsOther features, terms, or problemsProblem with balance transferGAExplainedYes
Oct 25, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementNVExplainedYes
Oct 24, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementMEExplainedYes
Oct 14, 2025Credit cardsGetting a credit cardCard opened without my consent or knowledgePAExplainedYes
Oct 8, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementNVExplainedYes
Oct 7, 2025Credit cardsProblem with fraud alerts or security freezesTNExplainedYes
Sep 29, 2025Credit cardsGetting a credit cardSent card you never applied forCAExplainedYes
Sep 26, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementFLExplainedYes
Sep 17, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementVAExplainedYes

Your rights with credit card companies

Under the Fair Credit Billing Act you have 60 days from the statement date to dispute a billing error in writing, and the issuer must investigate. Your liability for unauthorized charges is capped at $50 by law (and usually zero in practice). Issuers must give 45 days' notice before raising your interest rate or most fees.

Scam warning: Your card company will never ask you to read out a full card number, PIN or one-time code on a call it made. Hang up and call the number on the back of the card.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about Current

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience