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Bank accounts

Discover bank accounts complaints

Consumers have filed 2,617 complaints about Discover's bank accounts, 142 in the last 12 months (-68%). Discover answered 100% on time and closed 20% with relief. See the whole Discover record.

Discover against other banks & credit unions

#Company12 monthsChangeOn timeReliefAll time
1Wells Fargo10,017+26%100%18%63,467
2JPMorgan Chase9,525+11%100%14%59,224
3Bank of America9,008+44%99.3%42%61,514
4Chime8,327+80%99.9%9%20,914
5Capital One4,339-43%100%7%23,879
6Block (Cash App)3,838+18%99.3%0%9,390
7Citibank3,800+11%100%35%25,575
8Navy Federal Credit Union3,599-66%100%33%22,207
9U.S. Bank2,560+49%100%19%15,963
10Truist2,365+33%99.9%11%10,420
11SoFi2,324+26%100%8%5,234
12PNC Bank2,243+48%100%14%15,615
13Discover142-68%100%20%2,617

Every bank ranked

Latest Discover bank accounts complaints

ReceivedAboutIssueStateAnswerOn time
Mar 25, 2026Bank accountsManaging an accountDeposits and withdrawalsNYExplainedYes
Mar 24, 2026Bank accountsManaging an accountProblem making or receiving paymentsCAMoney backYes
Mar 24, 2026Bank accountsManaging an accountDeposits and withdrawalsTXExplainedYes
Mar 24, 2026Bank accountsManaging an accountDeposits and withdrawalsLAExplainedYes
Mar 24, 2026Bank accountsOpening an accountUnable to open an accountOHExplainedYes
Mar 20, 2026Bank accountsIncorrect information on your reportAccount status incorrectMDExplainedYes
Mar 20, 2026Bank accountsManaging an accountProblem making or receiving paymentsFLExplainedYes
Mar 19, 2026Bank accountsProblem with a lender or other company charging your accountMoney was taken from your account on the wrong day or for the wrong amountFLExplainedYes
Mar 19, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedMDMoney backYes
Mar 19, 2026Bank accountsProblem with a lender or other company charging your accountMoney was taken from your account on the wrong day or for the wrong amountFLExplainedYes
Mar 19, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedNVExplainedYes
Mar 19, 2026Bank accountsManaging an accountProblem using a debit or ATM cardPAExplainedYes
Mar 17, 2026Bank accountsManaging an accountProblem making or receiving paymentsGAMoney backYes
Mar 17, 2026Bank accountsManaging an accountDeposits and withdrawalsPAExplainedYes
Mar 12, 2026Bank accountsManaging an accountProblem using a debit or ATM cardNVExplainedYes
Mar 12, 2026Bank accountsManaging an accountFunds not handled or disbursed as instructedPAMoney backYes
Mar 11, 2026Bank accountsManaging an accountProblem making or receiving paymentsNJExplainedYes
Mar 10, 2026Bank accountsManaging an accountProblem using a debit or ATM cardOKExplainedYes
Mar 10, 2026Bank accountsManaging an accountProblem using a debit or ATM cardFLExplainedYes
Mar 9, 2026Bank accountsManaging an accountDeposits and withdrawalsMDMoney backYes
Mar 8, 2026Bank accountsOpening an accountAccount opened without my consent or knowledgeTXExplainedYes
Mar 6, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedNJExplainedYes
Mar 6, 2026Bank accountsOpening an accountAccount opened without my consent or knowledgePAExplainedYes
Mar 6, 2026Bank accountsProblem with a lender or other company charging your accountMoney was taken from your account on the wrong day or for the wrong amountTXExplainedYes
Mar 3, 2026Bank accountsManaging an accountDeposits and withdrawalsPAExplainedYes
Mar 3, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedTXExplainedYes
Mar 1, 2026Bank accountsProblem with a lender or other company charging your accountMoney was taken from your account on the wrong day or for the wrong amountFLExplainedYes
Feb 26, 2026Bank accountsManaging an accountBanking errorsNCMoney backYes
Feb 24, 2026Bank accountsManaging an accountDeposits and withdrawalsGAExplainedYes
Feb 24, 2026Bank accountsProblem with a lender or other company charging your accountMoney was taken from your account on the wrong day or for the wrong amountNVExplainedYes

Your rights with banks & credit unions

For electronic transfers and debit cards, Regulation E gives you 60 days from the statement to report an error or unauthorized transaction; the bank must investigate, generally within 10 business days or give provisional credit while it takes longer. Reporting a lost card quickly limits what you can lose. Deposits at insured banks are protected up to $250,000 by the FDIC (credit unions by the NCUA).

Scam warning: Banks do not ask you to move money to a "safe account", and a bank employee will not ask for your password or one-time code. If a caller says they are from your bank, hang up and call the number on your card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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