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Debt collector · complaint record

ECon Credit complaints

Consumers have filed 87 complaints about ECon Credit since 2015, 66 of them in the last 12 months. It answered 0% on time and closed 39% with relief for the customer. The most common problem is took or threatened to take negative or legal action.

Poor response record. How it works

Complaints on record
87

Since July 2015

Last 12 months
66

new vs the year before

Answered on time
0%

Industry: 96.5%

Closed with relief
39%

Typical debt collector: 24%

Last 30 days
0

Newest: Oct 12, 2026

Rank
#267 of 1,963

Most complained-about debt collectors

ECon Credit complaints by month

The busiest month was December 2025 (19 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How ECon Credit answered last 12 months

  • Untimely response66100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time0/450% on time
  • Relief for customers0/4038.9% closed with relief
  • Complaint trend10/15no earlier year

What ECon Credit complaints are about

  • Debt collection6979%
  • Credit reporting1517%
  • Auto loans & leases11%
  • Credit cards11%
  • Debt relief & credit repair11%

Top ECon Credit problems last 12 months

Inside "Took or threatened to take negative or legal action"

  • Threatened or suggested your credit would be damaged 53

Where ECon Credit complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Texas (24), Arizona (14), Florida (12), Illinois (7), California (6).

ECon Credit compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Alliant Capital ManagementDebt collection5468+13%100%0%C
2Oxygen XLDebt collection5066+61%95.5%25%C
3ECon CreditDebt collection1066new0%39%F
4Midwest Fidelity ServicesDebt collection5565+3%100%0%C
5Collection ProfessionalsDebt collection1565+48%92.3%0%F
6Harvard CollectionsDebt collection5365-29%98.5%0%C
7RockLoansDebt collection064+121%81.2%0%F
8FMA AllianceDebt collection9764-10%100%100%A

Compare side by side: ECon Credit vs Alliant Capital Management · ECon Credit vs Oxygen XL · ECon Credit vs Midwest Fidelity Services · ECon Credit vs Collection Professionals

What people say about ECon Credit

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Latest ECon Credit complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 12, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGANo timely replyNo
Sep 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSNo timely replyNo
Sep 21, 2026Credit reportingProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneTXNo timely replyNo
Aug 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLNo timely replyNo
Jul 30, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZNo timely replyNo
Jul 23, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGANo timely replyNo
Jul 16, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXNo timely replyNo
Jul 9, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILNo timely replyNo
Jun 30, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedALNo timely replyNo
Jun 29, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLNo timely replyNo
Jun 27, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZNo timely replyNo
Jun 24, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZNo timely replyNo

Questions about ECon Credit

How many complaints does ECon Credit have?

ECon Credit has 87 complaints on record since July 2015, including 66 in the last 12 months and 0 in the last 30 days. That makes it number 592 of every company by complaints this year.

Does ECon Credit respond to complaints?

Yes. ECon Credit answered 0% of its complaints on time (within 15 days) and closed 39% with relief - money back or a fix. The rest were mostly closed with an explanation only. Its Response Score is 10/100 (grade F).

What do people complain about most with ECon Credit?
Is ECon Credit legit?

ECon Credit is a real company with a public complaint record: consumers have complained about it 87 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is ECon Credit legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against ECon Credit?

Complain to ECon Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most ECon Credit complaints come from?

Most come from Texas (24), Arizona (14), Florida (12). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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