Debt collector · complaint record
Midwest Fidelity Services complaints
Filed under Midwest Fidelity Services, LLC
Consumers have filed 232 complaints about Midwest Fidelity Services since 2014, 65 of them in the last 12 months (+3% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Average response record. How it works
- Complaints on record
- 232
- Last 12 months
- 65
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 5
- Rank
- #269 of 1,963
Since February 2014
+3% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 5, 2026
Most complained-about debt collectors
Midwest Fidelity Services complaints by month
The busiest month was January 2026 (9 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Midwest Fidelity Services answered last 12 months
- Closed with explanation65100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend10/15+3% vs last year
What Midwest Fidelity Services complaints are about
Top Midwest Fidelity Services problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 51
- Debt was paid 22
- Debt was result of identity theft 16
- Debt was already discharged in bankruptcy and is no longer owed 1
Where Midwest Fidelity Services complaints come from
Most complaints: Texas (33), Florida (24), California (20), Missouri (16), Georgia (12).
Midwest Fidelity Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Oxygen XLDebt collection | 50 | 66 | C |
| 2 | ECon CreditDebt collection | 10 | 66 | F |
| 3 | Collection ProfessionalsDebt collection | 15 | 65 | F |
| 4 | Harvard CollectionsDebt collection | 53 | 65 | C |
| 5 | Midwest Fidelity ServicesDebt collection | 55 | 65 | C |
| 6 | RockLoansDebt collection | 0 | 64 | F |
| 7 | FMA AllianceDebt collection | 97 | 64 | A |
| 8 | Grant & WeberDebt collection | 50 | 64 | C |
Compare side by side: Midwest Fidelity Services vs Oxygen XL · Midwest Fidelity Services vs ECon Credit · Midwest Fidelity Services vs Collection Professionals · Midwest Fidelity Services vs Harvard Collections
What people say about Midwest Fidelity Services
All experiencesNo experiences with Midwest Fidelity Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Midwest Fidelity Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 5, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 3, 2026 | Debt relief & credit repair | Didn't provide services promised | Explained |
| Nov 3, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 1, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 30, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 9, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 4, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 1, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 17, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Sep 2, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Questions about Midwest Fidelity Services
How many complaints does Midwest Fidelity Services have?
Midwest Fidelity Services has 232 complaints on record since February 2014, including 65 in the last 12 months and 5 in the last 30 days. That makes it number 596 of every company by complaints this year.
Does Midwest Fidelity Services respond to complaints?
Yes. Midwest Fidelity Services answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 55/100 (grade C).
What do people complain about most with Midwest Fidelity Services?
The most common problems are attempts to collect debt not owed (90), written notification about debt (27), communication tactics (30).
Is Midwest Fidelity Services legit?
Midwest Fidelity Services is a real company with a public complaint record: consumers have complained about it 232 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Midwest Fidelity Services legit? for the signals, red flags and how to protect yourself.
Are complaints about Midwest Fidelity Services going up or down?
Roughly level. There were 65 complaints in the last 12 months against 63 in the 12 before (+3%). See every month.
How do I file a complaint against Midwest Fidelity Services?
Complain to Midwest Fidelity Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Midwest Fidelity Services complaints come from?
Most come from Texas (33), Florida (24), California (20). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Midwest Fidelity Services
No comments yet. Start the conversation - questions are welcome too.