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Mortgages

Embrace Home Loans mortgages complaints

Consumers have filed 141 complaints about Embrace Home Loans's mortgages, 2 in the last 12 months. Embrace Home Loans answered 50% on time and closed 0% with relief. See the whole Embrace Home Loans record.

Embrace Home Loans against other mortgage lenders & servicers

#Company12 monthsChangeOn timeReliefAll time
1Shellpoint Mortgage Servicing3,741+17%81.4%0%17,690
2Rocket Mortgage3,572+499%99.9%0%8,475
3Freedom Mortgage1,701+50%99.4%0%9,327
4Ocwen Financial1,514+44%100%1%35,815
5Wells Fargo1,187-8%100%9%49,962
6PennyMac1,157+86%99.9%13%5,470
7Select Portfolio Servicing1,130+34%99.9%0%15,278
8Carrington Mortgage Services1,081+124%99.7%0%6,641
9Selene967+53%100%0%3,082
10LoanCare862+107%100%0%7,382
11Mr. Cooper757-64%100%0%13,321
12JPMorgan Chase734+43%100%2%25,884
13Embrace Home Loans2new50%0%141

Every mortgage company ranked

Latest Embrace Home Loans mortgages complaints

ReceivedAboutIssueStateAnswerOn time
Sep 8, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processMDExplainedNo
May 4, 2026MortgagesClosing on a mortgageClosing disclosure or other related disclosuresVAExplainedYes
Jul 10, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsDCExplainedYes
Jun 30, 2025MortgagesClosing on a mortgageTrying to communicate with the company to fix an issue with the loan closingNCExplainedYes
Apr 18, 2024MortgagesImproper use of your reportCredit inquiries on your report that you don't recognizeNJExplainedYes
Feb 9, 2024MortgagesClosing on a mortgageTrying to communicate with the company to fix an issue with the loan closingNCFixedYes
May 24, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageVAExplainedYes
Feb 28, 2023MortgagesClosing on a mortgageMDExplainedYes
Feb 11, 2022MortgagesTrouble during payment processCTExplainedYes
Jan 21, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageDCExplainedYes
Nov 2, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageILExplainedYes
Aug 5, 2021MortgagesTrouble during payment processNYExplainedYes
Jun 26, 2021MortgagesClosing on a mortgageFLExplainedYes
Mar 6, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageNCMoney backYes
Feb 21, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageFLExplainedYes
May 28, 2020MortgagesClosing on a mortgagePAMoney backYes
May 20, 2020MortgagesApplying for a mortgage or refinancing an existing mortgageTXMoney backYes
Mar 28, 2020MortgagesApplying for a mortgage or refinancing an existing mortgageNJExplainedYes
Mar 18, 2020MortgagesApplying for a mortgage or refinancing an existing mortgageVAExplainedYes
Feb 28, 2020MortgagesApplying for a mortgage or refinancing an existing mortgageNJExplainedYes
Jan 24, 2020MortgagesStruggling to pay mortgageGAExplainedYes
Dec 10, 2019MortgagesTrouble during payment processMDExplainedYes
Jul 11, 2019MortgagesApplying for a mortgage or refinancing an existing mortgageGAMoney backYes
Jun 3, 2019MortgagesApplying for a mortgage or refinancing an existing mortgageGAMoney backYes
Feb 12, 2019MortgagesTrouble during payment processINExplainedYes
Dec 3, 2018MortgagesTrouble during payment processILExplainedYes
Oct 1, 2018MortgagesTrouble during payment processPAExplainedYes
Sep 19, 2018MortgagesStruggling to pay mortgageMDExplainedYes
Jun 1, 2018MortgagesStruggling to pay mortgageWVExplainedYes
May 21, 2018MortgagesTrouble during payment processMDExplainedYes

Your rights with mortgage lenders & servicers

Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.

Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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