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Auto loans & leases

FC HoldCo auto loans & leases complaints

Consumers have filed 1,061 complaints about FC HoldCo's auto loans & leases, 109 in the last 12 months (-45%). FC HoldCo answered 100% on time and closed 0% with relief. See the whole FC HoldCo record.

FC HoldCo against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13FC HoldCo109-45%100%0%1,061

Every auto lender ranked

Latest FC HoldCo auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Jun 18, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionMNExplainedYes
Jun 15, 2026Auto loans & leasesRepossessionCompany explaining amount owedTXExplainedYes
Jun 14, 2026Auto loans & leasesProblems at the end of the loan or leaseProblem related to refinancingGAExplainedYes
Jun 5, 2026Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldILExplainedYes
Jun 4, 2026Auto loans & leasesProblem with a company's investigation into an existing problemInvestigation took more than 30 daysTXExplainedYes
May 26, 2026Auto loans & leasesManaging the loan or leaseProblem with the interest rateLAExplainedYes
May 26, 2026Auto loans & leasesManaging the loan or leaseBilling problemOKExplainedYes
May 25, 2026Auto loans & leasesManaging the loan or leaseBilling problemWIExplainedYes
May 24, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionINExplainedYes
May 21, 2026Auto loans & leasesRepossessionNotice to repossessTNExplainedYes
May 19, 2026Auto loans & leasesProblems at the end of the loan or leaseProblem related to refinancingGAExplainedYes
May 18, 2026Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanOKExplainedYes
May 14, 2026Auto loans & leasesRepossessionDamage caused or loss of personal items in vehicle during the actual repossessionILExplainedYes
May 7, 2026Auto loans & leasesRepossessionNotice to repossessMIExplainedYes
May 5, 2026Auto loans & leasesRepossessionNotice to repossessTNExplainedYes
May 1, 2026Auto loans & leasesManaging the loan or leaseBilling problemAZExplainedYes
Apr 25, 2026Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyWIExplainedYes
Apr 24, 2026Auto loans & leasesIncorrect information on your reportAccount status incorrectFLExplainedYes
Apr 15, 2026Auto loans & leasesRepossessionDamage caused or loss of personal items in vehicle during the actual repossessionTXExplainedYes
Apr 14, 2026Auto loans & leasesRepossessionCompany explaining amount owedFLExplainedYes
Apr 14, 2026Auto loans & leasesProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Apr 14, 2026Auto loans & leasesProblems at the end of the loan or leaseProblem with paying off the loanILExplainedYes
Apr 13, 2026Auto loans & leasesRepossessionDamage caused or loss of personal items in vehicle during the actual repossessionTXExplainedYes
Apr 13, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsCAExplainedYes
Apr 10, 2026Auto loans & leasesRepossessionCompany explaining amount owedNVExplainedYes
Apr 6, 2026Auto loans & leasesIncorrect information on your reportInformation is missing that should be on the reportNEExplainedYes
Apr 6, 2026Auto loans & leasesIncorrect information on your reportAccount status incorrectNJExplainedYes
Apr 3, 2026Auto loans & leasesProblems at the end of the loan or leaseProblem with paying off the loanLAExplainedYes
Mar 31, 2026Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldOHExplainedYes
Mar 31, 2026Auto loans & leasesRepossessionVoluntary repossessionFLExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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