Auto loans & leases
FC HoldCo auto loans & leases complaints
Consumers have filed 1,061 complaints about FC HoldCo's auto loans & leases, 109 in the last 12 months (-45%). FC HoldCo answered 100% on time and closed 0% with relief. See the whole FC HoldCo record.
FC HoldCo against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | FC HoldCo | 109 | 100% | 0% |
Latest FC HoldCo auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 28, 2026 | Auto loans & leases | Getting a loan or leaseProblem with signing the paperwork | Explained |
| Mar 27, 2026 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Mar 27, 2026 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Mar 20, 2026 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Mar 17, 2026 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Mar 15, 2026 | Auto loans & leases | Managing the loan or leaseProblem with the interest rate | Explained |
| Mar 11, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Mar 6, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Mar 6, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Mar 4, 2026 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Mar 3, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Feb 28, 2026 | Auto loans & leases | Getting a loan or leaseProblem with additional add-on products or services purchased with the loan | Explained |
| Feb 28, 2026 | Auto loans & leases | Getting a loan or leaseChanges in terms mid-deal or after closing | Explained |
| Feb 27, 2026 | Auto loans & leases | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 26, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Feb 22, 2026 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Feb 21, 2026 | Auto loans & leases | RepossessionCompany communicating payment assistance or payment extension options | Explained |
| Feb 20, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Feb 19, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Feb 18, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Feb 17, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Feb 17, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Feb 17, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Feb 12, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Feb 10, 2026 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Feb 9, 2026 | Auto loans & leases | Problems at the end of the loan or leaseProblem while selling or giving up the vehicle | Explained |
| Feb 7, 2026 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| Feb 5, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Feb 4, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Feb 3, 2026 | Auto loans & leases | RepossessionNotice to repossess | Explained |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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