Debt collector · complaint record
FEDChex Recovery complaints
Filed under FEDChex Recovery, LLC
Consumers have filed 250 complaints about FEDChex Recovery since 2017, 82 of them in the last 12 months (+21% on the year before). It answered 64.6% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Poor response record. How it works
- Complaints on record
- 250
- Last 12 months
- 82
- Answered on time
- 64.6%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #234 of 1,963
Since November 2017
+21% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 15, 2026
Most complained-about debt collectors
FEDChex Recovery complaints by month
The busiest month was January 2026 (11 complaints). Complaints in the last 12 months are up 21% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How FEDChex Recovery answered last 12 months
- Closed with explanation6984.1%
- In progress1113.4%
- Untimely response22.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time0/4564.6% on time
- Relief for customers0/400% closed with relief
- Complaint trend8/15+21% vs last year
What FEDChex Recovery complaints are about
Top FEDChex Recovery problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 65
- Debt was result of identity theft 16
- Debt was paid 16
- Debt was already discharged in bankruptcy and is no longer owed 3
Where FEDChex Recovery complaints come from
Most complaints: California (42), Texas (27), Florida (24), Georgia (21), Illinois (19).
FEDChex Recovery compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Linebarger Goggan Blair & SampsonDebt collection | 61 | 84 | C |
| 2 | Steel River SystemsDebt collection | 70 | 83 | B |
| 3 | Forest Recovery ServicesDebt collection | 46 | 83 | D |
| 4 | Western-ShamrockDebt collection | 59 | 83 | C |
| 5 | Servicing SolutionsDebt collection | 44 | 82 | D |
| 6 | FEDChex RecoveryDebt collection | 8 | 82 | F |
| 7 | Stenger & Stenger, P.CDebt collection | 55 | 81 | C |
| 8 | Media CollectionsDebt collection | 91 | 81 | A |
Compare side by side: FEDChex Recovery vs Linebarger Goggan Blair & Sampson · FEDChex Recovery vs Steel River Systems · FEDChex Recovery vs Forest Recovery Services · FEDChex Recovery vs Western-Shamrock
What people say about FEDChex Recovery
All experiencesNo experiences with FEDChex Recovery yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest FEDChex Recovery complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 15, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Oct 1, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | In progress |
| Sep 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Sep 18, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Sep 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Sep 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Sep 11, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Sep 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | In progress |
| Sep 8, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | In progress |
| Aug 31, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | In progress |
| Aug 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
Questions about FEDChex Recovery
How many complaints does FEDChex Recovery have?
FEDChex Recovery has 250 complaints on record since November 2017, including 82 in the last 12 months and 0 in the last 30 days. That makes it number 528 of every company by complaints this year.
Does FEDChex Recovery respond to complaints?
Yes. FEDChex Recovery answered 64.6% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 8/100 (grade F).
What do people complain about most with FEDChex Recovery?
The most common problems are attempts to collect debt not owed (100), took or threatened to take negative or legal action (27), written notification about debt (36).
Is FEDChex Recovery legit?
FEDChex Recovery is a real company with a public complaint record: consumers have complained about it 250 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is FEDChex Recovery legit? for the signals, red flags and how to protect yourself.
Are complaints about FEDChex Recovery going up or down?
Up. There were 82 complaints in the last 12 months against 68 in the 12 before (+21%). See every month.
How do I file a complaint against FEDChex Recovery?
Complain to FEDChex Recovery in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most FEDChex Recovery complaints come from?
Most come from California (42), Texas (27), Florida (24). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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