Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Complaint log

First Merchants complaint log

The newest complaints about First Merchants, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Jul 3, 2025Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes
Jun 21, 2025Credit reportingImproper use of your reportReporting company used your report improperlyOHExplainedYes
Jun 18, 2025MortgagesTrouble during payment processFees chargedMIExplainedYes
Jun 11, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Apr 9, 2025Bank accountsManaging an accountDeposits and withdrawalsMIExplainedYes
Mar 20, 2025Bank accountsProblem caused by your funds being lowLate or other feesINExplainedYes
Feb 20, 2025Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesINExplainedYes
Feb 17, 2025Auto loans & leasesIncorrect information on your reportAccount information incorrectINExplainedYes
Feb 11, 2025Bank accountsManaging an accountProblem making or receiving paymentsMIExplainedYes
Jan 31, 2025Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesINExplainedYes
Jan 18, 2025Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes
Jan 14, 2025Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes
Jan 10, 2025Bank accountsOpening an accountDidn't receive terms that were advertisedOHExplainedYes
Jan 8, 2025Bank accountsManaging an accountProblem accessing accountINExplainedYes
Dec 31, 2024MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureINExplainedYes
Dec 5, 2024Bank accountsManaging an accountBanking errorsILExplainedYes
Dec 1, 2024MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanINExplainedYes
Nov 8, 2024Bank accountsClosing an accountCompany closed your accountMIExplainedNo
Nov 1, 2024Bank accountsClosing an accountCompany closed your accountMIExplainedYes
Sep 26, 2024MortgagesTrouble during payment processPayment processINExplainedYes
Sep 24, 2024MortgagesTrouble during payment processPayment processINExplainedYes
Sep 3, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseAZExplainedYes
Aug 6, 2024MortgagesTrouble during payment processEscrow, taxes, or insuranceINExplainedYes
Aug 3, 2024Bank accountsProblem caused by your funds being lowLate or other feesARExplainedYes
Aug 3, 2024Bank accountsClosing an accountFees charged for closing accountARExplainedYes
Aug 2, 2024Bank accountsClosing an accountCan't close your accountARExplainedYes
Jul 30, 2024Bank accountsManaging an accountDeposits and withdrawalsFLExplainedYes
Jul 24, 2024Bank accountsImproper use of your reportCredit inquiries on your report that you don't recognizeMIExplainedYes
May 5, 2024Bank accountsOpening an accountAccount opened without my consent or knowledgeINExplainedYes
Apr 26, 2024Bank accountsManaging an accountDeposits and withdrawalsOHExplainedYes
Apr 9, 2024Bank accountsClosing an accountCan't close your accountMIExplainedYes
Mar 15, 2024Bank accountsManaging an accountProblem using a debit or ATM cardMIExplainedYes
Mar 15, 2024Credit reportingIncorrect information on your reportAccount status incorrectMIExplainedYes
Jan 21, 2024Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedINExplainedYes
Jan 8, 2024MortgagesTrouble during payment processEscrow, taxes, or insuranceINExplainedYes
Nov 17, 2023MortgagesTrouble during payment processPrivate mortgage insurance (PMI)INExplainedYes
Nov 8, 2023Bank accountsClosing an accountCan't close your accountINExplainedYes
Oct 24, 2023Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesOHExplainedYes
Oct 19, 2023Bank accountsClosing an accountCompany closed your accountINExplainedYes
Oct 10, 2023Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionILExplainedYes
Sep 18, 2023Bank accountsManaging an accountDeposits and withdrawalsINExplainedYes
Sep 12, 2023Bank accountsOpening an accountAccount opened without my consent or knowledgeNJExplainedYes
Aug 10, 2023Bank accountsManaging an accountFee problemINMoney backYes
Aug 7, 2023Bank accountsClosing an accountFees charged for closing accountINExplainedYes
Aug 1, 2023MortgagesTrouble during payment processMIMoney backYes
Jul 21, 2023MortgagesTrouble during payment processINExplainedYes
Jul 8, 2023Credit cardsOther features, terms, or problemsOther problemMNExplainedYes
Jun 30, 2023MortgagesStruggling to pay mortgageINExplainedYes
Jun 13, 2023Bank accountsManaging an accountProblem using a debit or ATM cardCAExplainedYes
Jun 11, 2023MortgagesClosing on a mortgageMIExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience