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Ford Credit credit cards complaints

Consumers have filed 32 complaints about Ford Credit's credit cards, 2 in the last 12 months. Ford Credit answered 100% on time and closed 0% with relief. See the whole Ford Credit record.

Ford Credit against other credit card companies

#Company12 monthsChangeOn timeReliefAll time
1Capital One14,231+52%99.9%22%71,421
2Citibank12,511+54%99.9%42%69,867
3Synchrony9,417+55%95.9%20%46,487
4JPMorgan Chase7,363+30%100%21%48,168
5Bank of America6,335+62%99.3%39%37,295
6American Express5,838+29%98.7%23%33,782
7Wells Fargo3,702+44%99.9%27%19,609
8Bread Financial (Comenity)3,690+29%100%47%21,535
9Goldman Sachs Bank (Apple Card, Marcus)3,156+36%100%27%10,467
10Barclays US2,871+36%100%7%18,152
11U.S. Bank2,011+50%100%33%11,339
12TransUnion1,897-74%100%57%19,687
13Ford Credit2new100%0%32

Every card issuer ranked

Latest Ford Credit credit cards complaints

ReceivedAboutIssueStateAnswerOn time
Aug 27, 2026Credit cardsIncorrect information on your reportAccount status incorrectCAExplainedYes
Jul 30, 2026Credit cardsIncorrect information on your reportInformation belongs to someone elseAZExplainedYes
Sep 25, 2025Credit cardsProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNYExplainedYes
Sep 17, 2025Credit cardsProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNYExplainedYes
Jun 30, 2025Credit cardsAdvertising and marketing, including promotional offersConfusing or misleading advertising about the credit cardCAExplainedYes
Mar 27, 2025Credit cardsProblem when making paymentsYou never received your bill or did not know a payment was dueNJFixedYes
Feb 14, 2025Credit cardsOther features, terms, or problemsPrivacy issuesCAExplainedYes
Dec 29, 2024Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardWAExplainedYes
Nov 25, 2024Credit cardsProblem when making paymentsYou never received your bill or did not know a payment was dueTXExplainedYes
Oct 3, 2024Credit cardsIncorrect information on your reportInformation belongs to someone elseMIExplainedYes
Aug 19, 2024Credit cardsGetting a credit cardApplication deniedFLExplainedYes
Jul 12, 2024Credit cardsFees or interestProblem with feesTXExplainedYes
Apr 25, 2024Credit cardsProblem when making paymentsProblem during payment processCAExplainedYes
Apr 8, 2024Credit cardsProblem when making paymentsProblem during payment processNYFixedYes
Feb 3, 2024Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardPAExplainedYes
Jan 31, 2024Credit cardsIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Jan 18, 2024Credit cardsProblem when making paymentsProblem during payment processOHFixedYes
Jan 4, 2024Credit cardsGetting a credit cardApplication deniedAZExplainedYes
Nov 4, 2023Credit cardsOther features, terms, or problemsProblem with rewards from credit cardNJExplainedYes
May 23, 2023Credit cardsProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportCOExplainedYes
Feb 16, 2023Credit cardsGetting a credit cardCard opened as result of identity theft or fraudFLExplainedYes
Oct 24, 2022Credit cardsGetting a credit cardCard opened as result of identity theft or fraudCAExplainedYes
Oct 1, 2022Credit cardsOther features, terms, or problemsProblem with rewards from credit cardFLExplainedYes
Jun 8, 2022Credit cardsProblem with a purchase shown on your statementOvercharged for something you did purchase with the cardILExplainedYes
Oct 31, 2021Credit cardsTrouble using your cardCan't use card to make purchasesVAExplainedYes
Mar 12, 2021Credit cardsProblem when making paymentsProblem during payment processCAExplainedYes
Feb 10, 2021Credit cardsProblem when making paymentsProblem during payment processCAExplainedYes
Sep 7, 2020Credit cardsProblem when making paymentsYou never received your bill or did not know a payment was dueGAFixedYes
Aug 7, 2019Credit cardsProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportNYExplainedYes
Jun 20, 2019Credit cardsProblem when making paymentsYou never received your bill or did not know a payment was dueFLExplainedYes

Your rights with credit card companies

Under the Fair Credit Billing Act you have 60 days from the statement date to dispute a billing error in writing, and the issuer must investigate. Your liability for unauthorized charges is capped at $50 by law (and usually zero in practice). Issuers must give 45 days' notice before raising your interest rate or most fees.

Scam warning: Your card company will never ask you to read out a full card number, PIN or one-time code on a call it made. Hang up and call the number on the back of the card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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