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Debt collector · complaint record

Future Finance complaints

Consumers have filed 16 complaints about Future Finance since 2017, 2 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
16

Since January 2017

Last 12 months
2

new vs the year before

Answered on time
0%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Sep 6, 2026

Rank
#1,275 of 1,963

Most complained-about debt collectors

Future Finance complaints by month

The busiest month was October 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Future Finance answered all time

  • Closed with explanation1487.5%
  • Untimely response212.5%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Future Finance complaints are about

  • Debt collection319%
  • Payday & personal loans16%
  • Credit reporting850%
  • Auto loans & leases319%
  • Credit cards16%

Top Future Finance problems

Inside "Improper use of your report"

  • Credit inquiries on your report that you don't recognize 5
  • Reporting company used your report improperly 2

Where Future Finance complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Illinois (10), North Carolina (1), Arizona (1), Indiana (1), Oregon (1).

Future Finance compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Future FinanceDebt collection-2new0%0%-

Compare side by side: Future Finance vs Green Square · Future Finance vs EMoneyUSA · Future Finance vs Mullooly Jeffrey Rooney & Flynn · Future Finance vs Credit World Services

What people say about Future Finance

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Latest Future Finance complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Sep 6, 2026Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsAZNo timely replyNo
Jun 17, 2026Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNCNo timely replyNo
Oct 24, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedWIExplainedYes
Oct 21, 2025Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offILExplainedYes
Jul 12, 2025Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Aug 30, 2024Credit reportingImproper use of your reportReporting company used your report improperlyORExplainedYes
Jan 15, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
Jun 9, 2022Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
Apr 14, 2022Credit cardsProblem when making paymentsProblem during payment processILExplainedYes
Jul 30, 2021Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
May 18, 2021Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Jan 19, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILExplainedYes

Questions about Future Finance

How many complaints does Future Finance have?

Future Finance has 16 complaints on record since January 2017, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.

Does Future Finance respond to complaints?

Yes. Future Finance answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Future Finance?
Is Future Finance legit?

Future Finance is a real company with a public complaint record: consumers have complained about it 16 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Future Finance legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Future Finance?

Complain to Future Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Future Finance complaints come from?

Most come from Illinois (10), North Carolina (1), Arizona (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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