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Mortgages

Guild mortgages complaints

Consumers have filed 713 complaints about Guild's mortgages, 179 in the last 12 months (+171%). Guild answered 97.8% on time and closed 3% with relief. See the whole Guild record.

Guild against other mortgage lenders & servicers

#Company12 monthsChangeOn timeReliefAll time
1Shellpoint Mortgage Servicing3,741+17%81.4%0%17,690
2Rocket Mortgage3,572+499%99.9%0%8,475
3Freedom Mortgage1,701+50%99.4%0%9,327
4Ocwen Financial1,514+44%100%1%35,815
5Wells Fargo1,187-8%100%9%49,962
6PennyMac1,157+86%99.9%13%5,470
7Select Portfolio Servicing1,130+34%99.9%0%15,278
8Carrington Mortgage Services1,081+124%99.7%0%6,641
9Selene967+53%100%0%3,082
10LoanCare862+107%100%0%7,382
11Mr. Cooper757-64%100%0%13,321
12JPMorgan Chase734+43%100%2%25,884
13Guild179+171%97.8%3%713

Every mortgage company ranked

Latest Guild mortgages complaints

ReceivedAboutIssueStateAnswerOn time
May 22, 2024MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanALExplainedYes
May 16, 2024MortgagesTrouble during payment processPayment processAZExplainedYes
Apr 17, 2024MortgagesTrouble during payment processEscrow, taxes, or insuranceWAExplainedYes
Apr 4, 2024MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureSCExplainedYes
Mar 28, 2024MortgagesIncorrect information on your reportAccount status incorrectGAExplainedYes
Mar 22, 2024MortgagesTrouble during payment processEscrow, taxes, or insuranceTXMoney backNo
Mar 11, 2024MortgagesTrouble during payment processPayment processMAExplainedYes
Mar 6, 2024MortgagesProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneGAExplainedYes
Feb 26, 2024MortgagesStruggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieuMAExplainedYes
Feb 16, 2024MortgagesStruggling to pay mortgageAn existing modification, forbearance plan, short sale, or other loss mitigation reliefTXExplainedYes
Feb 1, 2024MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanNVExplainedYes
Jan 26, 2024MortgagesTrouble during payment processPayment processCAExplainedYes
Jan 12, 2024MortgagesProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTNExplainedYes
Jan 12, 2024MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureNMExplainedYes
Jan 11, 2024MortgagesClosing on a mortgageClosing disclosure or other related disclosuresTXExplainedYes
Dec 26, 2023MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanTXExplainedYes
Nov 30, 2023MortgagesStruggling to pay mortgageAn existing modification, forbearance plan, short sale, or other loss mitigation reliefTXExplainedYes
Nov 26, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsORExplainedYes
Nov 11, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageLoan estimate or other related disclosuresCAExplainedYes
Oct 20, 2023MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanGAExplainedYes
Oct 19, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageChanges in loan terms during the application processNCExplainedYes
Sep 27, 2023MortgagesTrouble during payment processPayment processCAExplainedYes
Sep 23, 2023MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanCAExplainedYes
Sep 22, 2023MortgagesProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNVExplainedYes
Sep 14, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketingIDFixedYes
Sep 7, 2023MortgagesTrouble during payment processPrivate mortgage insurance (PMI)MOExplainedYes
Sep 2, 2023MortgagesTrouble during payment processFees chargedNVExplainedYes
Aug 15, 2023MortgagesTrouble during payment processTXMoney backYes
Aug 8, 2023MortgagesStruggling to pay mortgageWAExplainedYes
Aug 2, 2023MortgagesTrouble during payment processPAExplainedYes

Your rights with mortgage lenders & servicers

Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.

Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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