Credit bureau · complaint record
Independent Dealers' Advantage complaints
Filed under Independent Dealers' Advantage, LLC
Consumers have filed 46 complaints about Independent Dealers' Advantage since 2017, 18 of them in the last 12 months. It answered 94.4% on time and closed 0% with relief for the customer. The most common problem is problem with a company's investigation into an existing problem.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 46
- Last 12 months
- 18
- Answered on time
- 94.4%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #157 of 566
Since December 2017
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Sep 19, 2026
Most complained-about credit bureaus & report companies
Independent Dealers' Advantage complaints by month
The busiest month was March 2026 (5 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Independent Dealers' Advantage answered all time
- Closed with non-monetary relief24.3%
- Closed with explanation4495.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Independent Dealers' Advantage complaints are about
Top Independent Dealers' Advantage problems
Inside "Incorrect information on your report"
- Information belongs to someone else 5
- Account information incorrect 4
- Account status incorrect 1
- Personal information incorrect 1
- Information is missing that should be on the report 1
- Old information reappears or never goes away 1
Where Independent Dealers' Advantage complaints come from
Most complaints: Georgia (26), Texas (7), Florida (4), Alabama (3), Delaware (3).
Independent Dealers' Advantage compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Independent Dealers' AdvantageCredit reporting | - | 18 | - |
Compare side by side: Independent Dealers' Advantage vs Apple Financing · Independent Dealers' Advantage vs Nav Technologies · Independent Dealers' Advantage vs Opportunity Fund · Independent Dealers' Advantage vs Heritage Financial Group
What people say about Independent Dealers' Advantage
All experiencesNo experiences with Independent Dealers' Advantage yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Independent Dealers' Advantage complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 28, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Jun 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 9, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 7, 2026 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Mar 31, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Mar 26, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Mar 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 17, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Mar 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Questions about Independent Dealers' Advantage
How many complaints does Independent Dealers' Advantage have?
Independent Dealers' Advantage has 46 complaints on record since December 2017, including 18 in the last 12 months and 0 in the last 30 days. That makes it number 1,136 of every company by complaints this year.
Does Independent Dealers' Advantage respond to complaints?
Yes. Independent Dealers' Advantage answered 94.4% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Independent Dealers' Advantage?
The most common problems are problem with a company's investigation into an existing problem (6), repossession (5), incorrect information on your report (13).
Is Independent Dealers' Advantage legit?
Independent Dealers' Advantage is a real company with a public complaint record: consumers have complained about it 46 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Independent Dealers' Advantage legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Independent Dealers' Advantage?
Complain to Independent Dealers' Advantage in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Independent Dealers' Advantage complaints come from?
Most come from Georgia (26), Texas (7), Florida (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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