Auto lender · complaint record
Innovative Funding Services complaints
Filed under Innovative Funding Services, L.L.C.
Consumers have filed 27 complaints about Innovative Funding Services since 2018, none in the last 12 months. It answered 88.9% on time and closed 15% with relief for the customer. The most common problem is getting a loan or lease.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 27
- Last 12 months
- 0
- Answered on time
- 88.9%
- Closed with relief
- 15%
- Last 30 days
- 0
- Rank
- -
Since June 2018
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Apr 27, 2025
Innovative Funding Services complaints by month
The busiest month was July 2019 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Innovative Funding Services answered all time
- Closed with monetary relief27.4%
- Closed with non-monetary relief27.4%
- Closed with explanation2385.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Innovative Funding Services complaints are about
Top Innovative Funding Services problems
Inside "Getting a loan or lease"
- Confusing or misleading advertising or marketing 9
- Credit denial 2
- Changes in terms mid-deal or after closing 2
- Problem with additional add-on products or services purchased with the loan 1
- Fraudulent loan 1
Where Innovative Funding Services complaints come from
Most complaints: California (4), Colorado (2), Florida (2), Pennsylvania (2), Tennessee (2).
Innovative Funding Services compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Innovative Funding ServicesAuto loans & leases | - | 0 | - |
Compare side by side: Innovative Funding Services vs The Savings Group · Innovative Funding Services vs AC AutoPay LLC, Denver, CO Branch · Innovative Funding Services vs CARS Acquisition · Innovative Funding Services vs EA Holdings
What people say about Innovative Funding Services
All experiencesNo experiences with Innovative Funding Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Innovative Funding Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 27, 2025 | Auto loans & leases | Getting a loan or leaseChanges in terms mid-deal or after closing | Explained |
| Apr 21, 2025 | Auto loans & leases | Getting a loan or leaseConfusing or misleading advertising or marketing | Explained |
| Apr 19, 2025 | Auto loans & leases | Getting a loan or leaseConfusing or misleading advertising or marketing | Explained |
| Nov 13, 2024 | Auto loans & leases | Getting a loan or leaseConfusing or misleading advertising or marketing | Explained |
| Jul 11, 2024 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| May 17, 2024 | Auto loans & leases | Getting a loan or leaseConfusing or misleading advertising or marketing | Explained |
| Apr 5, 2024 | Auto loans & leases | Getting a loan or leaseConfusing or misleading advertising or marketing | Explained |
| Dec 4, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 30, 2023 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Money back |
| Jun 9, 2023 | Auto loans & leases | Getting a loan or leaseCredit denial | Explained |
| May 24, 2023 | Auto loans & leases | Getting a loan or leaseConfusing or misleading advertising or marketing | Explained |
| May 15, 2023 | Auto loans & leases | Getting a loan or leaseCredit denial | Explained |
Questions about Innovative Funding Services
How many complaints does Innovative Funding Services have?
Innovative Funding Services has 27 complaints on record since June 2018, including 0 in the last 12 months and 0 in the last 30 days.
Does Innovative Funding Services respond to complaints?
Yes. Innovative Funding Services answered 88.9% of its complaints on time (within 15 days) and closed 15% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Innovative Funding Services?
The most common problems are getting a loan or lease (15), improper use of your report (9), managing the loan or lease (1).
Is Innovative Funding Services legit?
Innovative Funding Services is a real company with a public complaint record: consumers have complained about it 27 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Innovative Funding Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Innovative Funding Services?
Complain to Innovative Funding Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Innovative Funding Services complaints come from?
Most come from California (4), Colorado (2), Florida (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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