Auto lender · complaint record
InstaCredit Automart complaints
Filed under Insta-Credit Auto Mart, Inc. dba InstaCredit Automart
Consumers have filed 17 complaints about InstaCredit Automart since 2017, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is managing the loan or lease.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 17
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #133 of 193
Since December 2017
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Mar 9, 2026
Most complained-about auto lenders
InstaCredit Automart complaints by month
The busiest month was August 2021 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How InstaCredit Automart answered all time
- Closed with explanation17100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What InstaCredit Automart complaints are about
Top InstaCredit Automart problems
Inside "Managing the loan or lease"
- Problem with fees charged 2
- Billing problem 1
InstaCredit Automart compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | InstaCredit AutomartAuto loans & leases | - | 1 | - |
Compare side by side: InstaCredit Automart vs The Savings Group · InstaCredit Automart vs AC AutoPay LLC, Denver, CO Branch · InstaCredit Automart vs CARS Acquisition · InstaCredit Automart vs EA Holdings
What people say about InstaCredit Automart
All experiencesNo experiences with InstaCredit Automart yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest InstaCredit Automart complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 9, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Sep 3, 2025 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Jul 30, 2025 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Sep 7, 2023 | Auto loans & leases | Getting a loan or leaseLoan opened without my consent or knowledge | Explained |
| Dec 27, 2022 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Explained |
| Oct 28, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 14, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 13, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 13, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 27, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Aug 14, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 6, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Questions about InstaCredit Automart
How many complaints does InstaCredit Automart have?
InstaCredit Automart has 17 complaints on record since December 2017, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does InstaCredit Automart respond to complaints?
Yes. InstaCredit Automart answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with InstaCredit Automart?
The most common problems are managing the loan or lease (3), incorrect information on your report (3), problem with a credit reporting company's investigation into an existing problem (3).
Is InstaCredit Automart legit?
InstaCredit Automart is a real company with a public complaint record: consumers have complained about it 17 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is InstaCredit Automart legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against InstaCredit Automart?
Complain to InstaCredit Automart in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most InstaCredit Automart complaints come from?
Most come from Missouri (10), Illinois (7). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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