Mortgage company · complaint record
Lend Smart Mortgage complaints
Filed under Lend Smart Mortgage, LLC
Consumers have filed 14 complaints about Lend Smart Mortgage since 2015, 2 of them in the last 12 months. It answered 0% on time and closed 40% with relief for the customer. The most common problem is applying for a mortgage or refinancing an existing mortgage.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 14
- Last 12 months
- 2
- Answered on time
- 0%
- Closed with relief
- 40%
- Last 30 days
- 0
- Rank
- #300 of 595
Since June 2015
new vs the year before
Industry: 96%
Typical mortgage company: 5%
Newest: Dec 9, 2025
Most complained-about mortgage lenders & servicers
Lend Smart Mortgage complaints by month
The busiest month was December 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Lend Smart Mortgage answered all time
- Closed with monetary relief214.3%
- Closed with non-monetary relief214.3%
- Closed with explanation642.9%
- Untimely response428.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Lend Smart Mortgage complaints are about
Top Lend Smart Mortgage problems
Inside "Applying for a mortgage or refinancing an existing mortgage"
- Loan estimate or other related disclosures 1
Where Lend Smart Mortgage complaints come from
Most complaints: Arizona (3), Texas (2), California (2), Minnesota (2), Pennsylvania (1).
Lend Smart Mortgage compared with other mortgage lenders & servicers
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Loan ServicesMortgages | 50 | 29 | C |
| 2 | Truhome SolutionsMortgages | 43 | 28 | D |
| 3 | NEXA MortgageMortgages | 8 | 28 | F |
| 4 | HilltopMortgages | 51 | 28 | C |
| 5 | Land Home Financial ServicesMortgages | 21 | 27 | F |
| 6 | First United Bank and TrustMortgages | 60 | 27 | C |
| 7 | A&D MortgageMortgages | 45 | 25 | D |
| 8 | Lend Smart MortgageMortgages | - | 2 | - |
Compare side by side: Lend Smart Mortgage vs Midwest Loan Services · Lend Smart Mortgage vs Truhome Solutions · Lend Smart Mortgage vs NEXA Mortgage · Lend Smart Mortgage vs Hilltop
What people say about Lend Smart Mortgage
All experiencesNo experiences with Lend Smart Mortgage yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Lend Smart Mortgage complaints
Full logQuestions about Lend Smart Mortgage
How many complaints does Lend Smart Mortgage have?
Lend Smart Mortgage has 14 complaints on record since June 2015, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Lend Smart Mortgage respond to complaints?
Yes. Lend Smart Mortgage answered 0% of its complaints on time (within 15 days) and closed 40% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Lend Smart Mortgage?
The most common problems are applying for a mortgage or refinancing an existing mortgage (7), took or threatened to take negative or legal action (1), application, originator, mortgage broker (2).
Is Lend Smart Mortgage legit?
Lend Smart Mortgage is a real company with a public complaint record: consumers have complained about it 14 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Lend Smart Mortgage legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Lend Smart Mortgage?
Complain to Lend Smart Mortgage in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Lend Smart Mortgage complaints come from?
Most come from Arizona (3), Texas (2), California (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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