Credit bureau · complaint record
CashRepublic complaints
Filed under CashRepublic Holdings, Inc.
Consumers have filed 290 complaints about CashRepublic since 2023, 97 of them in the last 12 months (-15% on the year before). It answered 97.9% on time and closed 0% with relief for the customer - less often than a typical credit bureau. The most common problem is incorrect information on your report.
Average response record. How it works
- Complaints on record
- 290
- Last 12 months
- 97
- Answered on time
- 97.9%
- Closed with relief
- 0%
- Last 30 days
- 4
- Rank
- #77 of 566
Since August 2023
-15% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 29, 2026
Most complained-about credit bureaus & report companies
CashRepublic complaints by month
The busiest month was July 2025 (18 complaints). Complaints in the last 12 months are down 15% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How CashRepublic answered last 12 months
- Closed with explanation97100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time36/4597.9% on time
- Relief for customers0/400% closed with relief
- Complaint trend14/15-15% vs last year
What CashRepublic complaints are about
Top CashRepublic problems last 12 months
Inside "Incorrect information on your report"
- Account information incorrect 41
- Account status incorrect 24
- Information belongs to someone else 8
- Old information reappears or never goes away 3
- Information is incorrect 1
Where CashRepublic complaints come from
Most complaints: Texas (59), Georgia (24), Florida (23), Virginia (23), California (21).
CashRepublic compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | First Help FinancialCredit reporting | 33 | 105 | F |
| 2 | Southern Auto FinanceCredit reporting | 9 | 104 | F |
| 3 | CashRepublicCredit reporting | 50 | 97 | C |
| 4 | Capital AccountsCredit reporting | 10 | 90 | F |
| 5 | Park HillCredit reporting | 56 | 90 | C |
| 6 | Universal AcceptanceCredit reporting | 49 | 89 | D |
| 7 | Happy MoneyCredit reporting | 51 | 87 | C |
| 8 | Madison AutoCredit reporting | 45 | 86 | D |
Compare side by side: CashRepublic vs First Help Financial · CashRepublic vs Southern Auto Finance · CashRepublic vs Capital Accounts · CashRepublic vs Park Hill
What people say about CashRepublic
All experiencesNo experiences with CashRepublic yet. Yours would be the first on the record - and the one the next person reads.
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Full logQuestions about CashRepublic
How many complaints does CashRepublic have?
CashRepublic has 290 complaints on record since August 2023, including 97 in the last 12 months and 4 in the last 30 days. That makes it number 479 of every company by complaints this year.
Does CashRepublic respond to complaints?
Yes. CashRepublic answered 97.9% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 50/100 (grade C).
What do people complain about most with CashRepublic?
The most common problems are incorrect information on your report (77), took or threatened to take negative or legal action (22), charged fees or interest you didn't expect (41).
Is CashRepublic legit?
CashRepublic is a real company with a public complaint record: consumers have complained about it 290 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is CashRepublic legit? for the signals, red flags and how to protect yourself.
Are complaints about CashRepublic going up or down?
Down. There were 97 complaints in the last 12 months against 114 in the 12 before (-15%). See every month.
How do I file a complaint against CashRepublic?
Complain to CashRepublic in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most CashRepublic complaints come from?
Most come from Texas (59), Georgia (24), Florida (23). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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