Auto loans & leases
Mechanics Bank auto loans & leases complaints
Consumers have filed 164 complaints about Mechanics Bank's auto loans & leases, 6 in the last 12 months (-82%). Mechanics Bank answered 100% on time and closed 0% with relief. See the whole Mechanics Bank record.
Mechanics Bank against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | Mechanics Bank | 6 | 100% | 0% |
Latest Mechanics Bank auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 26, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Aug 18, 2026 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| Jun 4, 2026 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 13, 2026 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 25, 2026 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Nov 25, 2025 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 6, 2025 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Oct 2, 2025 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Oct 2, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Oct 1, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Aug 29, 2025 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Money back |
| Jul 11, 2025 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Jun 30, 2025 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
| Jun 24, 2025 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Jun 14, 2025 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Jun 5, 2025 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Jun 5, 2025 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
| Jun 4, 2025 | Auto loans & leases | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 2, 2025 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| May 22, 2025 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| May 20, 2025 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| May 16, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| May 15, 2025 | Auto loans & leases | Problems at the end of the loan or leaseProblem related to refinancing | Explained |
| May 6, 2025 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| May 5, 2025 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
| May 4, 2025 | Auto loans & leases | Problems at the end of the loan or leaseProblem with paying off the loan | Explained |
| Apr 29, 2025 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Apr 17, 2025 | Auto loans & leases | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 20, 2025 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| Mar 13, 2025 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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