Credit bureau · complaint record
Medcah complaints
Filed under MEDCAH, Inc.
Consumers have filed 34 complaints about Medcah since 2014, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 34
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #418 of 566
Since February 2014
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Feb 18, 2026
Most complained-about credit bureaus & report companies
Medcah complaints by month
The busiest month was August 2017 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Medcah answered all time
- Closed with non-monetary relief25.9%
- Closed with explanation2985.3%
- Closed38.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Medcah complaints are about
Top Medcah problems
Inside "Attempts to collect debt not owed"
- Debt was result of identity theft 3
- Debt was paid 3
- Debt is not yours 2
- Debt was already discharged in bankruptcy and is no longer owed 1
Where Medcah complaints come from
Most complaints: Hawaii (25), Oregon (2), Pennsylvania (2), Washington (2), Colorado (1).
Medcah compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | MedcahCredit reporting | - | 1 | - |
Compare side by side: Medcah vs Apple Financing · Medcah vs Nav Technologies · Medcah vs Opportunity Fund · Medcah vs Heritage Financial Group
What people say about Medcah
All experiencesNo experiences with Medcah yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Medcah complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 18, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 6, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 3, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 16, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 5, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 26, 2024 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Sep 1, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 14, 2022 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Mar 14, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 10, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 8, 2020 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Apr 18, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about Medcah
How many complaints does Medcah have?
Medcah has 34 complaints on record since February 2014, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Medcah respond to complaints?
Yes. Medcah answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Medcah?
The most common problems are improper use of your report (1), attempts to collect debt not owed (9), disclosure verification of debt (8).
Is Medcah legit?
Medcah is a real company with a public complaint record: consumers have complained about it 34 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Medcah legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Medcah?
Complain to Medcah in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Medcah complaints come from?
Most come from Hawaii (25), Oregon (2), Pennsylvania (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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