Mortgage company · complaint record
Mega Capital Funding complaints
Filed under MEGA CAPITAL FUNDING INC.
Consumers have filed 29 complaints about Mega Capital Funding since 2018, 12 of them in the last 12 months. It answered 100% on time and closed 9% with relief for the customer. The most common problem is trouble during payment process.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 29
- Last 12 months
- 12
- Answered on time
- 100%
- Closed with relief
- 9%
- Last 30 days
- 1
- Rank
- #120 of 595
Since September 2018
new vs the year before
Industry: 96%
Typical mortgage company: 5%
Newest: Nov 3, 2026
Most complained-about mortgage lenders & servicers
Mega Capital Funding complaints by month
The busiest month was May 2026 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Mega Capital Funding answered all time
- Closed with monetary relief13.4%
- Closed with explanation2793.1%
- In progress13.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Mega Capital Funding complaints are about
Top Mega Capital Funding problems
Inside "Trouble during payment process"
- Trying to communicate with the company to fix an issue while managing or servicing your loan 5
- Escrow, taxes, or insurance 5
- Payment process 1
- Private mortgage insurance (PMI) 1
Where Mega Capital Funding complaints come from
Most complaints: California (19), Texas (4), Florida (3), Pennsylvania (1), South Carolina (1).
Mega Capital Funding compared with other mortgage lenders & servicers
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Loan ServicesMortgages | 50 | 29 | C |
| 2 | Truhome SolutionsMortgages | 43 | 28 | D |
| 3 | NEXA MortgageMortgages | 8 | 28 | F |
| 4 | HilltopMortgages | 51 | 28 | C |
| 5 | Land Home Financial ServicesMortgages | 21 | 27 | F |
| 6 | First United Bank and TrustMortgages | 60 | 27 | C |
| 7 | A&D MortgageMortgages | 45 | 25 | D |
| 8 | Mega Capital FundingMortgages | - | 12 | - |
Compare side by side: Mega Capital Funding vs Midwest Loan Services · Mega Capital Funding vs Truhome Solutions · Mega Capital Funding vs NEXA Mortgage · Mega Capital Funding vs Hilltop
What people say about Mega Capital Funding
All experiencesNo experiences with Mega Capital Funding yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Mega Capital Funding complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 3, 2026 | Mortgages | Trouble during payment processPrivate mortgage insurance (PMI) | In progress |
| Aug 17, 2026 | Mortgages | Struggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure | Explained |
| May 18, 2026 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
| May 18, 2026 | Mortgages | Trouble during payment processPayment process | Explained |
| May 12, 2026 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
| May 6, 2026 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
| Apr 16, 2026 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
| Apr 11, 2026 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
| Mar 9, 2026 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Money back |
| Feb 27, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| Jan 25, 2026 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
| Nov 30, 2025 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
Questions about Mega Capital Funding
How many complaints does Mega Capital Funding have?
Mega Capital Funding has 29 complaints on record since September 2018, including 12 in the last 12 months and 1 in the last 30 days. That makes it number 1,343 of every company by complaints this year.
Does Mega Capital Funding respond to complaints?
Yes. Mega Capital Funding answered 100% of its complaints on time (within 15 days) and closed 9% with relief - money back or a fix; 9.1% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Mega Capital Funding?
The most common problems are trouble during payment process (19), struggling to pay mortgage (2), struggling to pay your loan (1).
Is Mega Capital Funding legit?
Mega Capital Funding is a real company with a public complaint record: consumers have complained about it 29 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Mega Capital Funding legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Mega Capital Funding?
Complain to Mega Capital Funding in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Mega Capital Funding complaints come from?
Most come from California (19), Texas (4), Florida (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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