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Auto loans & leases

Mid-Atlantic Finance auto loans & leases complaints

Consumers have filed 171 complaints about Mid-Atlantic Finance's auto loans & leases, 28 in the last 12 months (-32%). Mid-Atlantic Finance answered 100% on time and closed 18% with relief. See the whole Mid-Atlantic Finance record.

Mid-Atlantic Finance against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13Mid-Atlantic Finance28-32%100%18%171

Every auto lender ranked

Latest Mid-Atlantic Finance auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Sep 15, 2026Auto loans & leasesManaging the loan or leaseBilling problemKYExplainedYes
Sep 7, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionIAFixedYes
Sep 6, 2026Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleTXExplainedYes
Sep 4, 2026Auto loans & leasesGetting a loan or leaseLoan opened without my consent or knowledgeFLFixedYes
Aug 9, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionIAExplainedYes
Aug 5, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionTXExplainedYes
Jul 11, 2026Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionKYExplainedYes
Jul 7, 2026Auto loans & leasesManaging the loan or leaseProblem with fees chargedSCExplainedYes
Jun 22, 2026Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldTXFixedYes
Jun 17, 2026Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldTXExplainedYes
Jun 16, 2026Auto loans & leasesImproper use of your reportReporting company used your report improperlySCExplainedYes
Jun 12, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offNCExplainedYes
Jun 12, 2026Auto loans & leasesIncorrect information on your reportAccount information incorrectNCExplainedYes
May 25, 2026Auto loans & leasesIncorrect information on your reportAccount information incorrectFLExplainedYes
May 24, 2026Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldOKFixedYes
Apr 21, 2026Auto loans & leasesIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Mar 22, 2026Auto loans & leasesGetting a loan or leaseLoan opened without my consent or knowledgeGAExplainedYes
Mar 9, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionFLExplainedYes
Feb 13, 2026Auto loans & leasesIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Feb 11, 2026Auto loans & leasesIncorrect information on your reportAccount status incorrectTXExplainedYes
Jan 30, 2026Auto loans & leasesManaging the loan or leaseProblem with fees chargedFLExplainedYes
Jan 29, 2026Auto loans & leasesGetting a loan or leaseConfusing or misleading advertising or marketingFLExplainedYes
Jan 29, 2026Auto loans & leasesIncorrect information on your reportAccount status incorrectSCExplainedYes
Jan 15, 2026Auto loans & leasesRepossessionVoluntary repossessionFLExplainedYes
Jan 10, 2026Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionGAExplainedYes
Dec 16, 2025Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionGAFixedYes
Dec 9, 2025Auto loans & leasesRepossessionVoluntary repossessionGAExplainedYes
Dec 8, 2025Auto loans & leasesManaging the loan or leaseBilling problemOHExplainedYes
Nov 10, 2025Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyOHExplainedYes
Nov 3, 2025Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleOHExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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