Credit bureau · complaint record
Mid-Atlantic Finance complaints
Filed under Mid-Atlantic Finance Co., Inc.
Consumers have filed 516 complaints about Mid-Atlantic Finance since 2013, 131 of them in the last 12 months (-4% on the year before). It answered 100% on time and closed 16% with relief for the customer - less often than a typical credit bureau. The most common problem is incorrect information on your report.
Good response record. How it works
- Complaints on record
- 516
- Last 12 months
- 131
- Answered on time
- 100%
- Closed with relief
- 16%
- Last 30 days
- 0
- Rank
- #68 of 566
Since December 2013
-4% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 9, 2026
Most complained-about credit bureaus & report companies
Mid-Atlantic Finance complaints by month
The busiest month was April 2026 (20 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Mid-Atlantic Finance answered last 12 months
- Closed with non-monetary relief2116%
- Closed with explanation11084%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers10/4016% closed with relief
- Complaint trend11/15-4% vs last year
What Mid-Atlantic Finance complaints are about
Top Mid-Atlantic Finance problems last 12 months
Inside "Incorrect information on your report"
- Account information incorrect 43
- Information belongs to someone else 39
- Account status incorrect 31
- Old information reappears or never goes away 2
- Personal information incorrect 1
Where Mid-Atlantic Finance complaints come from
Most complaints: Texas (122), Florida (113), Georgia (48), North Carolina (45), South Carolina (33).
Mid-Atlantic Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | KashableCredit reporting | 51 | 140 | C |
| 2 | HireRight SolutionsCredit reporting | 48 | 140 | D |
| 3 | Fig TechCredit reporting | 60 | 136 | C |
| 4 | Mid-Atlantic FinanceCredit reporting | 66 | 131 | B |
| 5 | Synovus BankCredit reporting | 79 | 129 | B |
| 6 | EntrataCredit reporting | 7 | 123 | F |
| 7 | Finance of America MortgageCredit reporting | 10 | 123 | F |
| 8 | One Source TechnologyCredit reporting | 52 | 122 | C |
Compare side by side: Mid-Atlantic Finance vs Kashable · Mid-Atlantic Finance vs HireRight Solutions · Mid-Atlantic Finance vs Fig Tech · Mid-Atlantic Finance vs Synovus Bank
What people say about Mid-Atlantic Finance
All experiencesNo experiences with Mid-Atlantic Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Mid-Atlantic Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 9, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Oct 3, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Sep 22, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 21, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 15, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Sep 9, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 7, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Fixed |
| Sep 6, 2026 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Sep 4, 2026 | Auto loans & leases | Getting a loan or leaseLoan opened without my consent or knowledge | Fixed |
| Aug 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 17, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Aug 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Questions about Mid-Atlantic Finance
How many complaints does Mid-Atlantic Finance have?
Mid-Atlantic Finance has 516 complaints on record since December 2013, including 131 in the last 12 months and 0 in the last 30 days. That makes it number 412 of every company by complaints this year.
Does Mid-Atlantic Finance respond to complaints?
Yes. Mid-Atlantic Finance answered 100% of its complaints on time (within 15 days) and closed 16% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 66/100 (grade B).
What do people complain about most with Mid-Atlantic Finance?
The most common problems are incorrect information on your report (116), improper use of your report (83), attempts to collect debt not owed (52).
Is Mid-Atlantic Finance legit?
Mid-Atlantic Finance is a real company with a public complaint record: consumers have complained about it 516 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Mid-Atlantic Finance legit? for the signals, red flags and how to protect yourself.
Are complaints about Mid-Atlantic Finance going up or down?
Roughly level. There were 131 complaints in the last 12 months against 137 in the 12 before (-4%). See every month.
How do I file a complaint against Mid-Atlantic Finance?
Complain to Mid-Atlantic Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Mid-Atlantic Finance complaints come from?
Most come from Texas (122), Florida (113), Georgia (48). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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