Auto loans & leases
Nicholas Financial auto loans & leases complaints
Consumers have filed 73 complaints about Nicholas Financial's auto loans & leases. See the whole Nicholas Financial record.
Nicholas Financial against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | Nicholas Financial | 0 | - | - |
Latest Nicholas Financial auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 25, 2020 | Auto loans & leases | Problems at the end of the loan or leaseProblem with paying off the loan | Explained |
| Mar 18, 2020 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 25, 2019 | Auto loans & leases | Getting a loan or leaseFraudulent loan | Explained |
| Aug 7, 2019 | Auto loans & leases | Credit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection service | Explained |
| Aug 5, 2019 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 20, 2019 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Jul 11, 2019 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Jun 20, 2019 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| May 22, 2019 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Jan 15, 2019 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 18, 2018 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Oct 8, 2018 | Auto loans & leases | Struggling to pay your loanLender trying to repossess or disable the vehicle | Explained |
| Oct 3, 2018 | Auto loans & leases | Managing the loan or leaseProblem with the interest rate | Explained |
| Sep 12, 2018 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Jul 10, 2018 | Auto loans & leases | Managing the loan or leaseProblem with the interest rate | Explained |
| Mar 26, 2018 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Feb 21, 2018 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Feb 5, 2018 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Dec 3, 2017 | Auto loans & leases | Credit monitoring or identity theft protection servicesDidn't receive services that were advertised | Explained |
| Nov 8, 2017 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Oct 20, 2017 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 21, 2017 | Auto loans & leases | Getting a loan or leaseFraudulent loan | Explained |
| May 8, 2017 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Mar 8, 2017 | Auto loans & leases | Taking out the loan or lease | Explained |
| Jun 8, 2016 | Auto loans & leases | Problems when you are unable to pay | Explained |
| Apr 28, 2016 | Auto loans & leases | Shopping for a loan or lease | Explained |
| Apr 8, 2016 | Auto loans & leases | Taking out the loan or lease | Closed |
| Apr 1, 2016 | Auto loans & leases | Managing the loan or lease | Closed |
| Mar 6, 2016 | Auto loans & leases | Problems when you are unable to pay | Closed |
| Oct 20, 2015 | Auto loans & leases | Problems when you are unable to pay | Explained |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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