Auto loans & leases
Nicholas Financial auto loans & leases complaints
Consumers have filed 73 complaints about Nicholas Financial's auto loans & leases. See the whole Nicholas Financial record.
Nicholas Financial against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | Nicholas Financial | 0 | - | - |
Latest Nicholas Financial auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 6, 2024 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
| Jun 5, 2024 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 14, 2023 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Jun 14, 2023 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Mar 18, 2023 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Feb 21, 2023 | Auto loans & leases | Getting a loan or leaseFraudulent loan | Explained |
| Dec 23, 2022 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Dec 22, 2022 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
| Dec 10, 2022 | Auto loans & leases | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Nov 21, 2022 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
| Nov 14, 2022 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Oct 12, 2022 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Sep 25, 2022 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Apr 5, 2022 | Auto loans & leases | Problems at the end of the loan or leaseProblem while selling or giving up the vehicle | Explained |
| Feb 16, 2022 | Auto loans & leases | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Dec 27, 2021 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Dec 9, 2021 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Dec 4, 2021 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Oct 29, 2021 | Auto loans & leases | Problems at the end of the loan or leaseProblem with paying off the loan | Money back |
| Sep 29, 2021 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Aug 8, 2021 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Apr 17, 2021 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Feb 18, 2021 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 19, 2021 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Dec 17, 2020 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Sep 18, 2020 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Sep 10, 2020 | Auto loans & leases | Struggling to pay your loanLender trying to repossess or disable the vehicle | Explained |
| Jul 24, 2020 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| May 27, 2020 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| May 10, 2020 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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