Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Auto loans & leases

North State Acceptance auto loans & leases complaints

Consumers have filed 57 complaints about North State Acceptance's auto loans & leases, 6 in the last 12 months (-73%). North State Acceptance answered 83.3% on time and closed 0% with relief. See the whole North State Acceptance record.

North State Acceptance against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13North State Acceptance6-73%83.3%0%57

Every auto lender ranked

Latest North State Acceptance auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Aug 16, 2022Auto loans & leasesIncorrect information on your reportAccount information incorrectNCExplainedYes
May 22, 2022Auto loans & leasesIncorrect information on your reportPersonal information incorrectPAExplainedYes
May 2, 2022Auto loans & leasesGetting a loan or leaseFraudulent loanNCExplainedYes
Sep 28, 2021Auto loans & leasesProblems at the end of the loan or leaseTermination fees or other problem when ending the lease earlyVAExplainedYes
Sep 16, 2021Auto loans & leasesIncorrect information on your reportAccount information incorrectTNExplainedYes
Jun 10, 2021Auto loans & leasesStruggling to pay your loanLender trying to repossess or disable the vehicleNCExplainedYes
Feb 12, 2021Auto loans & leasesStruggling to pay your loanLoan balance remaining after the vehicle is repossessed and soldNCExplainedYes
Nov 9, 2020Auto loans & leasesStruggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold-ExplainedYes
Sep 27, 2020Auto loans & leasesIncorrect information on your reportAccount information incorrectMDExplainedYes
Sep 4, 2020Auto loans & leasesIncorrect information on your reportAccount status incorrectVAMoney backYes
May 14, 2020Auto loans & leasesGetting a loan or leaseFraudulent loanNCExplainedYes
Oct 11, 2018Auto loans & leasesStruggling to pay your loanLender trying to repossess or disable the vehicle-ExplainedYes
Jan 16, 2018Auto loans & leasesGetting a loan or leaseFraudulent loanNCExplainedYes
Jul 30, 2017Auto loans & leasesStruggling to pay your loanLoan balance remaining after the vehicle is repossessed and soldNCExplainedYes
Jun 6, 2017Auto loans & leasesGetting a loan or leaseFraudulent loanNCFixedYes
Feb 5, 2017Auto loans & leasesManaging the loan or leaseNCExplainedYes
Jan 23, 2017Auto loans & leasesProblems when you are unable to payNCExplainedNo
Jan 12, 2017Auto loans & leasesTaking out the loan or leaseNCExplainedYes
Apr 25, 2016Auto loans & leasesManaging the loan or leaseFLExplainedYes
Apr 14, 2016Auto loans & leasesProblems when you are unable to payVAMoney backYes
Mar 22, 2016Auto loans & leasesManaging the loan or leaseNCExplainedYes
Feb 16, 2016Auto loans & leasesManaging the loan or leaseVAExplainedYes
Jan 5, 2016Auto loans & leasesManaging the loan or leaseNCFixedYes
Jul 1, 2015Auto loans & leasesTaking out the loan or leaseNCExplainedYes
Apr 17, 2015Auto loans & leasesProblems when you are unable to payNCExplainedYes
Jun 27, 2014Auto loans & leasesTaking out the loan or leaseNCExplainedNo
Mar 6, 2013Auto loans & leasesShopping for a loan or leaseNCExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about North State Acceptance

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience