Auto loans & leases
North State Acceptance auto loans & leases complaints
Consumers have filed 57 complaints about North State Acceptance's auto loans & leases, 6 in the last 12 months (-73%). North State Acceptance answered 83.3% on time and closed 0% with relief. See the whole North State Acceptance record.
North State Acceptance against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | North State Acceptance | 6 | 83.3% | 0% |
Latest North State Acceptance auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 17, 2026 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 20, 2026 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 13, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Jun 12, 2026 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| May 26, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jan 26, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Nov 6, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Oct 22, 2025 | Auto loans & leases | Getting a loan or leaseDid not receive car title | Explained |
| Sep 25, 2025 | Auto loans & leases | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 13, 2025 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Sep 6, 2025 | Auto loans & leases | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 26, 2025 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Aug 11, 2025 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Jul 29, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Jul 8, 2025 | Auto loans & leases | Problems at the end of the loan or leaseProblem with paying off the loan | Explained |
| May 21, 2025 | Auto loans & leases | Getting a loan or leaseLoan opened without my consent or knowledge | Explained |
| Apr 28, 2025 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Feb 15, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Fixed |
| Feb 13, 2025 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| Jan 28, 2025 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Jan 28, 2025 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Jan 24, 2025 | Auto loans & leases | RepossessionCompany explaining amount owed | Explained |
| Jan 23, 2025 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jan 23, 2025 | Auto loans & leases | Managing the loan or leaseProblem with the interest rate | Explained |
| Jan 22, 2025 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Jan 21, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Dec 9, 2024 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Nov 18, 2024 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Jun 19, 2024 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Dec 19, 2023 | Auto loans & leases | Managing the loan or leaseBilling problem | Money back |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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