Credit bureau · complaint record
Openonline complaints
Filed under Openonline, LLC
Consumers have filed 10 complaints about Openonline since 2012, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 10
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #418 of 566
Since December 2012
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jun 17, 2026
Most complained-about credit bureaus & report companies
Openonline complaints by month
The busiest month was December 2012 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Openonline answered all time
- Closed with explanation990%
- Untimely response110%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Openonline complaints are about
Top Openonline problems
Inside "Incorrect information on your report"
- Information belongs to someone else 1
- Public record information inaccurate 1
- Old information reappears or never goes away 1
Where Openonline complaints come from
Most complaints: Florida (2), Ohio (2), Kansas (1), Oregon (1), Georgia (1).
Openonline compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | OpenonlineCredit reporting | - | 1 | - |
Compare side by side: Openonline vs Apple Financing · Openonline vs Nav Technologies · Openonline vs Opportunity Fund · Openonline vs Heritage Financial Group
What people say about Openonline
All experiencesNo experiences with Openonline yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Openonline complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 17, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Aug 2, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 20, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 22, 2022 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jul 1, 2020 | Credit reporting | Unable to get your credit report or credit scoreProblem getting your free annual credit report | Explained |
| Apr 20, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 13, 2018 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Jan 30, 2017 | Credit reporting | Incorrect information on credit reportPublic record | Explained |
| Jul 9, 2013 | Bank accounts | Account opening, closing, or management | Explained |
| Dec 24, 2012 | Credit reporting | Improper use of my credit reportReport shared with employer w/o consent | Explained |
Questions about Openonline
How many complaints does Openonline have?
Openonline has 10 complaints on record since December 2012, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Openonline respond to complaints?
Yes. Openonline answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Openonline?
The most common problems are incorrect information on your report (3), improper use of your report (2), unable to get your credit report or credit score (1).
Is Openonline legit?
Openonline is a real company with a public complaint record: consumers have complained about it 10 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Openonline legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Openonline?
Complain to Openonline in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Openonline complaints come from?
Most come from Florida (2), Ohio (2), Kansas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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