Credit bureau · complaint record
Opt-Out Services complaints
Filed under OPT-OUT SERVICES, LLC
Consumers have filed 10 complaints about Opt-Out Services since 2024, 6 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is problem with a company's investigation into an existing problem.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 10
- Last 12 months
- 6
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #239 of 566
Since February 2024
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 22, 2026
Most complained-about credit bureaus & report companies
Opt-Out Services complaints by month
The busiest month was January 2026 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Opt-Out Services answered all time
- Closed with explanation10100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Opt-Out Services complaints are about
Top Opt-Out Services problems
Inside "Improper use of your report"
- Reporting company used your report improperly 2
- Received unsolicited financial product or insurance offers after opting out 2
Where Opt-Out Services complaints come from
Most complaints: California (3), Florida (2), Massachusetts (1), Ohio (1), Colorado (1).
Opt-Out Services compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Opt-Out ServicesCredit reporting | - | 6 | - |
Compare side by side: Opt-Out Services vs Apple Financing · Opt-Out Services vs Nav Technologies · Opt-Out Services vs Opportunity Fund · Opt-Out Services vs Heritage Financial Group
What people say about Opt-Out Services
All experiencesNo experiences with Opt-Out Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Opt-Out Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 22, 2026 | Credit reporting | Improper use of your reportReceived unsolicited financial product or insurance offers after opting out | Explained |
| Jul 18, 2026 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Jul 18, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 21, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 12, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 12, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| May 1, 2025 | Credit reporting | Improper use of your reportReceived unsolicited financial product or insurance offers after opting out | Explained |
| Apr 28, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 17, 2024 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Feb 8, 2024 | Credit cards | Advertising and marketing, including promotional offersConfusing or misleading advertising about the credit card | Explained |
Questions about Opt-Out Services
How many complaints does Opt-Out Services have?
Opt-Out Services has 10 complaints on record since February 2024, including 6 in the last 12 months and 1 in the last 30 days. That makes it number 1,757 of every company by complaints this year.
Does Opt-Out Services respond to complaints?
Yes. Opt-Out Services answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Opt-Out Services?
The most common problems are problem with a company's investigation into an existing problem (3), improper use of your report (4), problem with fraud alerts or security freezes (1).
Is Opt-Out Services legit?
Opt-Out Services is a real company with a public complaint record: consumers have complained about it 10 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Opt-Out Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Opt-Out Services?
Complain to Opt-Out Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Opt-Out Services complaints come from?
Most come from California (3), Florida (2), Massachusetts (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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