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Rapid Home Lending complaints

Consumers have filed 20 complaints about Rapid Home Lending since 2022, 7 of them in the last 12 months. It answered 100% on time and closed 33% with relief for the customer. The most common problem is trouble during payment process.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
20

Since May 2022

Last 12 months
7

new vs the year before

Answered on time
100%

Industry: 96%

Closed with relief
33%

Typical mortgage company: 5%

Last 30 days
1

Newest: Oct 26, 2026

Rank
#158 of 595

Most complained-about mortgage lenders & servicers

Rapid Home Lending complaints by month

The busiest month was September 2026 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Rapid Home Lending answered all time

  • Closed with monetary relief525%
  • Closed with explanation1470%
  • In progress15%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Rapid Home Lending complaints are about

  • Mortgages1995%
  • Credit reporting15%

Top Rapid Home Lending problems

Inside "Applying for a mortgage or refinancing an existing mortgage"

  • Loan estimate or other related disclosures 2
  • Trying to communicate with the company to fix an issue with the application process 1
  • Confusing or misleading advertising or marketing 1
  • Changes in loan terms during the application process 1
  • Delays in the application process 1

Where Rapid Home Lending complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Pennsylvania (3), Florida (3), Maryland (2), Illinois (2), Virginia (2).

Rapid Home Lending compared with other mortgage lenders & servicers

#CompanyScore12 monthsChangeOn timeReliefGrade
1Midwest Loan ServicesMortgages5029+53%100%0%C
2Truhome SolutionsMortgages4328+155%96.4%4%D
3NEXA MortgageMortgages828+22%46.4%0%F
4HilltopMortgages5128+40%100%0%C
5Land Home Financial ServicesMortgages2127+8%92.6%0%F
6First United Bank and TrustMortgages6027-31%100%0%C
7A&D MortgageMortgages4525+79%96%4%D
8Rapid Home LendingMortgages-7new100%33%-

Compare side by side: Rapid Home Lending vs Midwest Loan Services · Rapid Home Lending vs Truhome Solutions · Rapid Home Lending vs NEXA Mortgage · Rapid Home Lending vs Hilltop

What people say about Rapid Home Lending

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Latest Rapid Home Lending complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 26, 2026MortgagesTrouble during payment processInterest rateFLMoney backYes
Sep 26, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageDelays in the application processNJIn progressYes
Sep 23, 2026MortgagesTrouble during payment processEscrow, taxes, or insurancePAExplainedYes
Sep 16, 2026MortgagesClosing on a mortgageSetting up an escrow account for taxes and insuranceMDExplainedYes
Sep 15, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketingMDExplainedYes
Jun 17, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanILExplainedYes
Jan 1, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanNCMoney backYes
Aug 11, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processILExplainedYes
Jun 24, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageLoan estimate or other related disclosuresVAMoney backYes
Jun 6, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageChanges in loan terms during the application processWAExplainedYes
May 9, 2025MortgagesClosing on a mortgageChanges in loan terms during or after closingGAMoney backYes
Apr 29, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageLoan estimate or other related disclosuresAZExplainedYes

Questions about Rapid Home Lending

How many complaints does Rapid Home Lending have?

Rapid Home Lending has 20 complaints on record since May 2022, including 7 in the last 12 months and 1 in the last 30 days. That makes it number 1,664 of every company by complaints this year.

Does Rapid Home Lending respond to complaints?

Yes. Rapid Home Lending answered 100% of its complaints on time (within 15 days) and closed 33% with relief - money back or a fix; 33.3% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Rapid Home Lending?
Is Rapid Home Lending legit?

Rapid Home Lending is a real company with a public complaint record: consumers have complained about it 20 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Rapid Home Lending legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Rapid Home Lending?

Complain to Rapid Home Lending in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Rapid Home Lending complaints come from?

Most come from Pennsylvania (3), Florida (3), Maryland (2). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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