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Auto loans & leases

RateGenius Loan Services auto loans & leases complaints

Consumers have filed 12 complaints about RateGenius Loan Services's auto loans & leases. See the whole RateGenius Loan Services record.

RateGenius Loan Services against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13RateGenius Loan Services0new--12

Every auto lender ranked

Latest RateGenius Loan Services auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Dec 20, 2021Auto loans & leasesImproper use of your reportCredit inquiries on your report that you don't recognizeAZExplainedYes
Oct 14, 2021Auto loans & leasesGetting a loan or leaseConfusing or misleading advertising or marketingTXExplainedYes
Oct 13, 2021Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyCAExplainedYes
Oct 12, 2021Auto loans & leasesImproper use of your reportReceived unsolicited financial product or insurance offers after opting outFLExplainedYes
Jul 10, 2021Auto loans & leasesGetting a loan or leaseChanges in terms mid-deal or after closingAZExplainedYes
Feb 8, 2021Auto loans & leasesProblems at the end of the loan or leaseProblem related to refinancingCAExplainedYes
Nov 9, 2020Auto loans & leasesGetting a loan or leaseConfusing or misleading advertising or marketingTXExplainedYes
May 20, 2020Auto loans & leasesProblems at the end of the loan or leaseProblem related to refinancingMDExplainedYes
Apr 19, 2020Auto loans & leasesImproper use of your reportCredit inquiries on your report that you don't recognizeNVExplainedYes
Jun 22, 2019Auto loans & leasesImproper use of your reportCredit inquiries on your report that you don't recognizeMDExplainedYes
Dec 28, 2018Auto loans & leasesGetting a loan or leaseConfusing or misleading advertising or marketingMTExplainedYes
Aug 13, 2018Auto loans & leasesGetting a loan or leaseHigh-pressure sales tacticsMAExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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