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Debt collector · complaint record

U.S. Collections West complaints

Consumers have filed 415 complaints about U.S. Collections West since 2013, 48 of them in the last 12 months (-16% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is false statements or representation.

Average response record. How it works

Complaints on record
415

Since November 2013

Last 12 months
48

-16% vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: May 1, 2026

Rank
#326 of 1,963

Most complained-about debt collectors

U.S. Collections West complaints by month

The busiest month was December 2025 (16 complaints). Complaints in the last 12 months are down 16% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How U.S. Collections West answered last 12 months

  • Closed with explanation48100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time45/45100% on time
  • Relief for customers0/400% closed with relief
  • Complaint trend14/15-16% vs last year

What U.S. Collections West complaints are about

Top U.S. Collections West problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 50
  • Debt was result of identity theft 24
  • Debt was paid 21
  • Debt was already discharged in bankruptcy and is no longer owed 4

Where U.S. Collections West complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Arizona (289), California (35), Illinois (10), Nevada (9), Texas (8).

U.S. Collections West compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1National Recovery SolutionsDebt collection4749+81%100%0%D
2Finance System of RichmondDebt collection1049+81%91.8%0%F
3Investment RetrieversDebt collection4448+23%97.9%0%D
4Pinnacle RecoveryDebt collection6348+37%100%15%C
5Arcon Credit SolutionsDebt collection5948-16%100%0%C
6Holloway Credit SolutionsDebt collection6648-17%100%8%B
7RecuveryDebt collection5548+71%100%8%C
8U.S. Collections WestDebt collection5948-16%100%0%C

Compare side by side: U.S. Collections West vs National Recovery Solutions · U.S. Collections West vs Finance System of Richmond · U.S. Collections West vs Investment Retrievers · U.S. Collections West vs Pinnacle Recovery

What people say about U.S. Collections West

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Latest U.S. Collections West complaints

Full log
ReceivedAboutIssueStateAnswerOn time
May 1, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Apr 24, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Apr 21, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftAZExplainedYes
Apr 15, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Apr 14, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountAZExplainedYes
Apr 14, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountAZExplainedYes
Apr 12, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Apr 8, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtAZExplainedYes
Mar 26, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Mar 25, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtAZExplainedYes
Mar 20, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountAZExplainedYes
Mar 14, 2026Credit reportingIncorrect information on your reportAccount information incorrectAZExplainedYes

Questions about U.S. Collections West

How many complaints does U.S. Collections West have?

U.S. Collections West has 415 complaints on record since November 2013, including 48 in the last 12 months and 0 in the last 30 days. That makes it number 684 of every company by complaints this year.

Does U.S. Collections West respond to complaints?

Yes. U.S. Collections West answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 59/100 (grade C).

What do people complain about most with U.S. Collections West?
Is U.S. Collections West legit?

U.S. Collections West is a real company with a public complaint record: consumers have complained about it 415 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is U.S. Collections West legit? for the signals, red flags and how to protect yourself.

Are complaints about U.S. Collections West going up or down?

Down. There were 48 complaints in the last 12 months against 57 in the 12 before (-16%). See every month.

How do I file a complaint against U.S. Collections West?

Complain to U.S. Collections West in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most U.S. Collections West complaints come from?

Most come from Arizona (289), California (35), Illinois (10). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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